▼ 0.50% · 3.625%
HK$18,896
−HK$1,185/mo
▼ 0.25% · 3.875%
HK$19,484
−HK$597/mo
Today · 4.125%
HK$20,081
baseline
▲ 0.50% · 4.625%
HK$21,303
+HK$1,222/mo
Deposit HK$4.14M · loan HK$4.14M · min. income ≈ HK$40,162/mo (50% DSR)
Upfront cash ≈ HK$4.39M (deposit + AVD stamp duty HK$248,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,021
−HK$1,136/mo
▼ 0.25% · 3.875%
HK$21,585
−HK$572/mo
Today · 4.125%
HK$22,157
baseline
▲ 0.50% · 4.625%
HK$23,325
+HK$1,168/mo
Deposit HK$4.14M · loan HK$4.14M · min. income ≈ HK$44,314/mo (50% DSR)
Upfront cash ≈ HK$4.39M (deposit + AVD stamp duty HK$248,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,785
−HK$1,304/mo
▼ 0.25% · 3.875%
HK$21,432
−HK$657/mo
Today · 4.125%
HK$22,089
baseline
▲ 0.50% · 4.625%
HK$23,433
+HK$1,344/mo
Deposit HK$3.73M · loan HK$4.56M · min. income ≈ HK$44,178/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$248,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,124
−HK$1,249/mo
▼ 0.25% · 3.875%
HK$23,744
−HK$629/mo
Today · 4.125%
HK$24,373
baseline
▲ 0.50% · 4.625%
HK$25,658
+HK$1,285/mo
Deposit HK$3.73M · loan HK$4.56M · min. income ≈ HK$48,746/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$248,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,675
−HK$1,422/mo
▼ 0.25% · 3.875%
HK$23,380
−HK$717/mo
Today · 4.125%
HK$24,097
baseline
▲ 0.50% · 4.625%
HK$25,563
+HK$1,466/mo
Deposit HK$3.31M · loan HK$4.97M · min. income ≈ HK$48,194/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$248,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,226
−HK$1,362/mo
▼ 0.25% · 3.875%
HK$25,902
−HK$686/mo
Today · 4.125%
HK$26,588
baseline
▲ 0.50% · 4.625%
HK$27,990
+HK$1,402/mo
Deposit HK$3.31M · loan HK$4.97M · min. income ≈ HK$53,176/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$248,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,565
−HK$1,540/mo
▼ 0.25% · 3.875%
HK$25,329
−HK$776/mo
Today · 4.125%
HK$26,105
baseline
▲ 0.50% · 4.625%
HK$27,693
+HK$1,588/mo
Deposit HK$2.90M · loan HK$5.39M · min. income ≈ HK$52,210/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$248,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,328
−HK$1,476/mo
▼ 0.25% · 3.875%
HK$28,061
−HK$743/mo
Today · 4.125%
HK$28,804
baseline
▲ 0.50% · 4.625%
HK$30,323
+HK$1,519/mo
Deposit HK$2.90M · loan HK$5.39M · min. income ≈ HK$57,608/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$248,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,454
−HK$1,659/mo
▼ 0.25% · 3.875%
HK$27,277
−HK$836/mo
Today · 4.125%
HK$28,113
baseline
▲ 0.50% · 4.625%
HK$29,824
+HK$1,711/mo
Deposit HK$2.49M · loan HK$5.80M · min. income ≈ HK$56,226/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$248,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,430
−HK$1,590/mo
▼ 0.25% · 3.875%
HK$30,219
−HK$801/mo
Today · 4.125%
HK$31,020
baseline
▲ 0.50% · 4.625%
HK$32,655
+HK$1,635/mo
Deposit HK$2.49M · loan HK$5.80M · min. income ≈ HK$62,040/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$248,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,344
−HK$1,777/mo
▼ 0.25% · 3.875%
HK$29,225
−HK$896/mo
Today · 4.125%
HK$30,121
baseline
▲ 0.50% · 4.625%
HK$31,954
+HK$1,833/mo
Deposit HK$2.07M · loan HK$6.22M · min. income ≈ HK$60,242/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$248,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,532
−HK$1,704/mo
▼ 0.25% · 3.875%
HK$32,378
−HK$858/mo
Today · 4.125%
HK$33,236
baseline
▲ 0.50% · 4.625%
HK$34,988
+HK$1,752/mo
Deposit HK$2.07M · loan HK$6.22M · min. income ≈ HK$66,472/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$248,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,233
−HK$1,896/mo
▼ 0.25% · 3.875%
HK$31,174
−HK$955/mo
Today · 4.125%
HK$32,129
baseline
▲ 0.50% · 4.625%
HK$34,084
+HK$1,955/mo
Deposit HK$1.66M · loan HK$6.63M · min. income ≈ HK$64,258/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$248,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,634
−HK$1,817/mo
▼ 0.25% · 3.875%
HK$34,536
−HK$915/mo
Today · 4.125%
HK$35,451
baseline
▲ 0.50% · 4.625%
HK$37,320
+HK$1,869/mo
Deposit HK$1.66M · loan HK$6.63M · min. income ≈ HK$70,902/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$248,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,123
−HK$2,014/mo
▼ 0.25% · 3.875%
HK$33,122
−HK$1,015/mo
Today · 4.125%
HK$34,137
baseline
▲ 0.50% · 4.625%
HK$36,214
+HK$2,077/mo
Deposit HK$1.24M · loan HK$7.04M · min. income ≈ HK$68,274/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$248,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,736
−HK$1,931/mo
▼ 0.25% · 3.875%
HK$36,695
−HK$972/mo
Today · 4.125%
HK$37,667
baseline
▲ 0.50% · 4.625%
HK$39,653
+HK$1,986/mo
Deposit HK$1.24M · loan HK$7.04M · min. income ≈ HK$75,334/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$248,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,012
−HK$2,133/mo
▼ 0.25% · 3.875%
HK$35,070
−HK$1,075/mo
Today · 4.125%
HK$36,145
baseline
▲ 0.50% · 4.625%
HK$38,345
+HK$2,200/mo
Deposit HK$829K · loan HK$7.46M · min. income ≈ HK$72,290/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$248,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,838
−HK$2,045/mo
▼ 0.25% · 3.875%
HK$38,853
−HK$1,030/mo
Today · 4.125%
HK$39,883
baseline
▲ 0.50% · 4.625%
HK$41,985
+HK$2,102/mo
Deposit HK$829K · loan HK$7.46M · min. income ≈ HK$79,766/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$248,601 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).