▼ 0.50% · 3.625%
HK$16,504
−HK$1,035/mo
▼ 0.25% · 3.875%
HK$17,018
−HK$521/mo
Today · 4.125%
HK$17,539
baseline
▲ 0.50% · 4.625%
HK$18,607
+HK$1,068/mo
Deposit HK$3.62M · loan HK$3.62M · min. income ≈ HK$35,078/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$217,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,361
−HK$992/mo
▼ 0.25% · 3.875%
HK$18,853
−HK$500/mo
Today · 4.125%
HK$19,353
baseline
▲ 0.50% · 4.625%
HK$20,373
+HK$1,020/mo
Deposit HK$3.62M · loan HK$3.62M · min. income ≈ HK$38,706/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$217,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,155
−HK$1,138/mo
▼ 0.25% · 3.875%
HK$18,719
−HK$574/mo
Today · 4.125%
HK$19,293
baseline
▲ 0.50% · 4.625%
HK$20,467
+HK$1,174/mo
Deposit HK$3.26M · loan HK$3.98M · min. income ≈ HK$38,586/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$217,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,197
−HK$1,091/mo
▼ 0.25% · 3.875%
HK$20,739
−HK$549/mo
Today · 4.125%
HK$21,288
baseline
▲ 0.50% · 4.625%
HK$22,410
+HK$1,122/mo
Deposit HK$3.26M · loan HK$3.98M · min. income ≈ HK$42,576/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$217,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,805
−HK$1,242/mo
▼ 0.25% · 3.875%
HK$20,421
−HK$626/mo
Today · 4.125%
HK$21,047
baseline
▲ 0.50% · 4.625%
HK$22,328
+HK$1,281/mo
Deposit HK$2.90M · loan HK$4.34M · min. income ≈ HK$42,094/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$217,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,033
−HK$1,190/mo
▼ 0.25% · 3.875%
HK$22,624
−HK$599/mo
Today · 4.125%
HK$23,223
baseline
▲ 0.50% · 4.625%
HK$24,448
+HK$1,225/mo
Deposit HK$2.90M · loan HK$4.34M · min. income ≈ HK$46,446/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$217,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,456
−HK$1,345/mo
▼ 0.25% · 3.875%
HK$22,123
−HK$678/mo
Today · 4.125%
HK$22,801
baseline
▲ 0.50% · 4.625%
HK$24,188
+HK$1,387/mo
Deposit HK$2.53M · loan HK$4.70M · min. income ≈ HK$45,602/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$217,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,869
−HK$1,290/mo
▼ 0.25% · 3.875%
HK$24,509
−HK$650/mo
Today · 4.125%
HK$25,159
baseline
▲ 0.50% · 4.625%
HK$26,485
+HK$1,326/mo
Deposit HK$2.53M · loan HK$4.70M · min. income ≈ HK$50,318/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$217,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,106
−HK$1,449/mo
▼ 0.25% · 3.875%
HK$23,825
−HK$730/mo
Today · 4.125%
HK$24,555
baseline
▲ 0.50% · 4.625%
HK$26,049
+HK$1,494/mo
Deposit HK$2.17M · loan HK$5.07M · min. income ≈ HK$49,110/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$217,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,705
−HK$1,389/mo
▼ 0.25% · 3.875%
HK$26,395
−HK$699/mo
Today · 4.125%
HK$27,094
baseline
▲ 0.50% · 4.625%
HK$28,522
+HK$1,428/mo
Deposit HK$2.17M · loan HK$5.07M · min. income ≈ HK$54,188/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$217,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,756
−HK$1,553/mo
▼ 0.25% · 3.875%
HK$25,527
−HK$782/mo
Today · 4.125%
HK$26,309
baseline
▲ 0.50% · 4.625%
HK$27,910
+HK$1,601/mo
Deposit HK$1.81M · loan HK$5.43M · min. income ≈ HK$52,618/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$217,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,541
−HK$1,488/mo
▼ 0.25% · 3.875%
HK$28,280
−HK$749/mo
Today · 4.125%
HK$29,029
baseline
▲ 0.50% · 4.625%
HK$30,560
+HK$1,531/mo
Deposit HK$1.81M · loan HK$5.43M · min. income ≈ HK$58,058/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$217,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,407
−HK$1,656/mo
▼ 0.25% · 3.875%
HK$27,228
−HK$835/mo
Today · 4.125%
HK$28,063
baseline
▲ 0.50% · 4.625%
HK$29,770
+HK$1,707/mo
Deposit HK$1.45M · loan HK$5.79M · min. income ≈ HK$56,126/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$217,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,377
−HK$1,588/mo
▼ 0.25% · 3.875%
HK$30,165
−HK$800/mo
Today · 4.125%
HK$30,965
baseline
▲ 0.50% · 4.625%
HK$32,597
+HK$1,632/mo
Deposit HK$1.45M · loan HK$5.79M · min. income ≈ HK$61,930/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$217,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,057
−HK$1,760/mo
▼ 0.25% · 3.875%
HK$28,930
−HK$887/mo
Today · 4.125%
HK$29,817
baseline
▲ 0.50% · 4.625%
HK$31,631
+HK$1,814/mo
Deposit HK$1.09M · loan HK$6.15M · min. income ≈ HK$59,634/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$217,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,214
−HK$1,686/mo
▼ 0.25% · 3.875%
HK$32,051
−HK$849/mo
Today · 4.125%
HK$32,900
baseline
▲ 0.50% · 4.625%
HK$34,634
+HK$1,734/mo
Deposit HK$1.09M · loan HK$6.15M · min. income ≈ HK$65,800/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$217,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,708
−HK$1,863/mo
▼ 0.25% · 3.875%
HK$30,632
−HK$939/mo
Today · 4.125%
HK$31,571
baseline
▲ 0.50% · 4.625%
HK$33,492
+HK$1,921/mo
Deposit HK$724K · loan HK$6.51M · min. income ≈ HK$63,142/mo (50% DSR)
Upfront cash ≈ HK$941K (deposit + AVD stamp duty HK$217,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,050
−HK$1,785/mo
▼ 0.25% · 3.875%
HK$33,936
−HK$899/mo
Today · 4.125%
HK$34,835
baseline
▲ 0.50% · 4.625%
HK$36,671
+HK$1,836/mo
Deposit HK$724K · loan HK$6.51M · min. income ≈ HK$69,670/mo (50% DSR)
Upfront cash ≈ HK$941K (deposit + AVD stamp duty HK$217,138 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).