▼ 0.50% · 3.625%
HK$20,062
−HK$1,258/mo
▼ 0.25% · 3.875%
HK$20,686
−HK$634/mo
Today · 4.125%
HK$21,320
baseline
▲ 0.50% · 4.625%
HK$22,617
+HK$1,297/mo
Deposit HK$4.40M · loan HK$4.40M · min. income ≈ HK$42,640/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$263,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,319
−HK$1,206/mo
▼ 0.25% · 3.875%
HK$22,917
−HK$608/mo
Today · 4.125%
HK$23,525
baseline
▲ 0.50% · 4.625%
HK$24,765
+HK$1,240/mo
Deposit HK$4.40M · loan HK$4.40M · min. income ≈ HK$47,050/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$263,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,068
−HK$1,384/mo
▼ 0.25% · 3.875%
HK$22,755
−HK$697/mo
Today · 4.125%
HK$23,452
baseline
▲ 0.50% · 4.625%
HK$24,879
+HK$1,427/mo
Deposit HK$3.96M · loan HK$4.84M · min. income ≈ HK$46,904/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$263,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,551
−HK$1,326/mo
▼ 0.25% · 3.875%
HK$25,209
−HK$668/mo
Today · 4.125%
HK$25,877
baseline
▲ 0.50% · 4.625%
HK$27,241
+HK$1,364/mo
Deposit HK$3.96M · loan HK$4.84M · min. income ≈ HK$51,754/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$263,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,074
−HK$1,510/mo
▼ 0.25% · 3.875%
HK$24,823
−HK$761/mo
Today · 4.125%
HK$25,584
baseline
▲ 0.50% · 4.625%
HK$27,141
+HK$1,557/mo
Deposit HK$3.52M · loan HK$5.28M · min. income ≈ HK$51,168/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$263,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,782
−HK$1,447/mo
▼ 0.25% · 3.875%
HK$27,501
−HK$728/mo
Today · 4.125%
HK$28,229
baseline
▲ 0.50% · 4.625%
HK$29,717
+HK$1,488/mo
Deposit HK$3.52M · loan HK$5.28M · min. income ≈ HK$56,458/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$263,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,081
−HK$1,635/mo
▼ 0.25% · 3.875%
HK$26,892
−HK$824/mo
Today · 4.125%
HK$27,716
baseline
▲ 0.50% · 4.625%
HK$29,403
+HK$1,687/mo
Deposit HK$3.08M · loan HK$5.72M · min. income ≈ HK$55,432/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$263,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,014
−HK$1,568/mo
▼ 0.25% · 3.875%
HK$29,793
−HK$789/mo
Today · 4.125%
HK$30,582
baseline
▲ 0.50% · 4.625%
HK$32,194
+HK$1,612/mo
Deposit HK$3.08M · loan HK$5.72M · min. income ≈ HK$61,164/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$263,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,087
−HK$1,761/mo
▼ 0.25% · 3.875%
HK$28,960
−HK$888/mo
Today · 4.125%
HK$29,848
baseline
▲ 0.50% · 4.625%
HK$31,664
+HK$1,816/mo
Deposit HK$2.64M · loan HK$6.16M · min. income ≈ HK$59,696/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$263,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,246
−HK$1,688/mo
▼ 0.25% · 3.875%
HK$32,084
−HK$850/mo
Today · 4.125%
HK$32,934
baseline
▲ 0.50% · 4.625%
HK$34,670
+HK$1,736/mo
Deposit HK$2.64M · loan HK$6.16M · min. income ≈ HK$65,868/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$263,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,093
−HK$1,887/mo
▼ 0.25% · 3.875%
HK$31,029
−HK$951/mo
Today · 4.125%
HK$31,980
baseline
▲ 0.50% · 4.625%
HK$33,926
+HK$1,946/mo
Deposit HK$2.20M · loan HK$6.60M · min. income ≈ HK$63,960/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$263,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,478
−HK$1,809/mo
▼ 0.25% · 3.875%
HK$34,376
−HK$911/mo
Today · 4.125%
HK$35,287
baseline
▲ 0.50% · 4.625%
HK$37,147
+HK$1,860/mo
Deposit HK$2.20M · loan HK$6.60M · min. income ≈ HK$70,574/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$263,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,099
−HK$2,013/mo
▼ 0.25% · 3.875%
HK$33,098
−HK$1,014/mo
Today · 4.125%
HK$34,112
baseline
▲ 0.50% · 4.625%
HK$36,188
+HK$2,076/mo
Deposit HK$1.76M · loan HK$7.04M · min. income ≈ HK$68,224/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$263,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,710
−HK$1,929/mo
▼ 0.25% · 3.875%
HK$36,668
−HK$971/mo
Today · 4.125%
HK$37,639
baseline
▲ 0.50% · 4.625%
HK$39,623
+HK$1,984/mo
Deposit HK$1.76M · loan HK$7.04M · min. income ≈ HK$75,278/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$263,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,105
−HK$2,139/mo
▼ 0.25% · 3.875%
HK$35,166
−HK$1,078/mo
Today · 4.125%
HK$36,244
baseline
▲ 0.50% · 4.625%
HK$38,449
+HK$2,205/mo
Deposit HK$1.32M · loan HK$7.48M · min. income ≈ HK$72,488/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$263,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,942
−HK$2,050/mo
▼ 0.25% · 3.875%
HK$38,959
−HK$1,033/mo
Today · 4.125%
HK$39,992
baseline
▲ 0.50% · 4.625%
HK$42,100
+HK$2,108/mo
Deposit HK$1.32M · loan HK$7.48M · min. income ≈ HK$79,984/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$263,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,112
−HK$2,264/mo
▼ 0.25% · 3.875%
HK$37,235
−HK$1,141/mo
Today · 4.125%
HK$38,376
baseline
▲ 0.50% · 4.625%
HK$40,711
+HK$2,335/mo
Deposit HK$880K · loan HK$7.92M · min. income ≈ HK$76,752/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$263,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,174
−HK$2,170/mo
▼ 0.25% · 3.875%
HK$41,251
−HK$1,093/mo
Today · 4.125%
HK$42,344
baseline
▲ 0.50% · 4.625%
HK$44,576
+HK$2,232/mo
Deposit HK$880K · loan HK$7.92M · min. income ≈ HK$84,688/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$263,944 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).