▼ 0.50% · 3.625%
HK$19,438
−HK$1,219/mo
▼ 0.25% · 3.875%
HK$20,043
−HK$614/mo
Today · 4.125%
HK$20,657
baseline
▲ 0.50% · 4.625%
HK$21,914
+HK$1,257/mo
Deposit HK$4.26M · loan HK$4.26M · min. income ≈ HK$41,314/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$255,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,625
−HK$1,168/mo
▼ 0.25% · 3.875%
HK$22,204
−HK$589/mo
Today · 4.125%
HK$22,793
baseline
▲ 0.50% · 4.625%
HK$23,994
+HK$1,201/mo
Deposit HK$4.26M · loan HK$4.26M · min. income ≈ HK$45,586/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$255,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,382
−HK$1,341/mo
▼ 0.25% · 3.875%
HK$22,047
−HK$676/mo
Today · 4.125%
HK$22,723
baseline
▲ 0.50% · 4.625%
HK$24,105
+HK$1,382/mo
Deposit HK$3.84M · loan HK$4.69M · min. income ≈ HK$45,446/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$255,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,787
−HK$1,285/mo
▼ 0.25% · 3.875%
HK$24,425
−HK$647/mo
Today · 4.125%
HK$25,072
baseline
▲ 0.50% · 4.625%
HK$26,394
+HK$1,322/mo
Deposit HK$3.84M · loan HK$4.69M · min. income ≈ HK$50,144/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$255,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,326
−HK$1,462/mo
▼ 0.25% · 3.875%
HK$24,051
−HK$737/mo
Today · 4.125%
HK$24,788
baseline
▲ 0.50% · 4.625%
HK$26,297
+HK$1,509/mo
Deposit HK$3.41M · loan HK$5.11M · min. income ≈ HK$49,576/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$255,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,949
−HK$1,402/mo
▼ 0.25% · 3.875%
HK$26,645
−HK$706/mo
Today · 4.125%
HK$27,351
baseline
▲ 0.50% · 4.625%
HK$28,793
+HK$1,442/mo
Deposit HK$3.41M · loan HK$5.11M · min. income ≈ HK$54,702/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$255,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,269
−HK$1,585/mo
▼ 0.25% · 3.875%
HK$26,055
−HK$799/mo
Today · 4.125%
HK$26,854
baseline
▲ 0.50% · 4.625%
HK$28,488
+HK$1,634/mo
Deposit HK$2.98M · loan HK$5.54M · min. income ≈ HK$53,708/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$255,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,112
−HK$1,519/mo
▼ 0.25% · 3.875%
HK$28,866
−HK$765/mo
Today · 4.125%
HK$29,631
baseline
▲ 0.50% · 4.625%
HK$31,193
+HK$1,562/mo
Deposit HK$2.98M · loan HK$5.54M · min. income ≈ HK$59,262/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$255,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,213
−HK$1,707/mo
▼ 0.25% · 3.875%
HK$28,060
−HK$860/mo
Today · 4.125%
HK$28,920
baseline
▲ 0.50% · 4.625%
HK$30,679
+HK$1,759/mo
Deposit HK$2.56M · loan HK$5.97M · min. income ≈ HK$57,840/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$255,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,274
−HK$1,636/mo
▼ 0.25% · 3.875%
HK$31,086
−HK$824/mo
Today · 4.125%
HK$31,910
baseline
▲ 0.50% · 4.625%
HK$33,592
+HK$1,682/mo
Deposit HK$2.56M · loan HK$5.97M · min. income ≈ HK$63,820/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$255,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,157
−HK$1,828/mo
▼ 0.25% · 3.875%
HK$30,064
−HK$921/mo
Today · 4.125%
HK$30,985
baseline
▲ 0.50% · 4.625%
HK$32,871
+HK$1,886/mo
Deposit HK$2.13M · loan HK$6.39M · min. income ≈ HK$61,970/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$255,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,437
−HK$1,752/mo
▼ 0.25% · 3.875%
HK$33,307
−HK$882/mo
Today · 4.125%
HK$34,189
baseline
▲ 0.50% · 4.625%
HK$35,991
+HK$1,802/mo
Deposit HK$2.13M · loan HK$6.39M · min. income ≈ HK$68,378/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$255,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,101
−HK$1,950/mo
▼ 0.25% · 3.875%
HK$32,068
−HK$983/mo
Today · 4.125%
HK$33,051
baseline
▲ 0.50% · 4.625%
HK$35,062
+HK$2,011/mo
Deposit HK$1.70M · loan HK$6.82M · min. income ≈ HK$66,102/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$255,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,599
−HK$1,870/mo
▼ 0.25% · 3.875%
HK$35,527
−HK$942/mo
Today · 4.125%
HK$36,469
baseline
▲ 0.50% · 4.625%
HK$38,391
+HK$1,922/mo
Deposit HK$1.70M · loan HK$6.82M · min. income ≈ HK$72,938/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$255,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,045
−HK$2,072/mo
▼ 0.25% · 3.875%
HK$34,072
−HK$1,045/mo
Today · 4.125%
HK$35,117
baseline
▲ 0.50% · 4.625%
HK$37,253
+HK$2,136/mo
Deposit HK$1.28M · loan HK$7.25M · min. income ≈ HK$70,234/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$255,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,762
−HK$1,986/mo
▼ 0.25% · 3.875%
HK$37,748
−HK$1,000/mo
Today · 4.125%
HK$38,748
baseline
▲ 0.50% · 4.625%
HK$40,790
+HK$2,042/mo
Deposit HK$1.28M · loan HK$7.25M · min. income ≈ HK$77,496/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$255,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,988
−HK$2,194/mo
▼ 0.25% · 3.875%
HK$36,077
−HK$1,105/mo
Today · 4.125%
HK$37,182
baseline
▲ 0.50% · 4.625%
HK$39,445
+HK$2,263/mo
Deposit HK$852K · loan HK$7.67M · min. income ≈ HK$74,364/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$255,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,924
−HK$2,103/mo
▼ 0.25% · 3.875%
HK$39,968
−HK$1,059/mo
Today · 4.125%
HK$41,027
baseline
▲ 0.50% · 4.625%
HK$43,190
+HK$2,163/mo
Deposit HK$852K · loan HK$7.67M · min. income ≈ HK$82,054/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$255,734 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).