▼ 0.50% · 3.625%
HK$20,286
−HK$1,273/mo
▼ 0.25% · 3.875%
HK$20,917
−HK$642/mo
Today · 4.125%
HK$21,559
baseline
▲ 0.50% · 4.625%
HK$22,870
+HK$1,311/mo
Deposit HK$4.45M · loan HK$4.45M · min. income ≈ HK$43,118/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$266,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,568
−HK$1,220/mo
▼ 0.25% · 3.875%
HK$23,174
−HK$614/mo
Today · 4.125%
HK$23,788
baseline
▲ 0.50% · 4.625%
HK$25,042
+HK$1,254/mo
Deposit HK$4.45M · loan HK$4.45M · min. income ≈ HK$47,576/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$266,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,315
−HK$1,399/mo
▼ 0.25% · 3.875%
HK$23,009
−HK$705/mo
Today · 4.125%
HK$23,714
baseline
▲ 0.50% · 4.625%
HK$25,157
+HK$1,443/mo
Deposit HK$4.00M · loan HK$4.89M · min. income ≈ HK$47,428/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$266,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,825
−HK$1,342/mo
▼ 0.25% · 3.875%
HK$25,491
−HK$676/mo
Today · 4.125%
HK$26,167
baseline
▲ 0.50% · 4.625%
HK$27,546
+HK$1,379/mo
Deposit HK$4.00M · loan HK$4.89M · min. income ≈ HK$52,334/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$266,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,344
−HK$1,526/mo
▼ 0.25% · 3.875%
HK$25,101
−HK$769/mo
Today · 4.125%
HK$25,870
baseline
▲ 0.50% · 4.625%
HK$27,444
+HK$1,574/mo
Deposit HK$3.56M · loan HK$5.34M · min. income ≈ HK$51,740/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$266,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,082
−HK$1,463/mo
▼ 0.25% · 3.875%
HK$27,809
−HK$736/mo
Today · 4.125%
HK$28,545
baseline
▲ 0.50% · 4.625%
HK$30,050
+HK$1,505/mo
Deposit HK$3.56M · loan HK$5.34M · min. income ≈ HK$57,090/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$266,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,372
−HK$1,654/mo
▼ 0.25% · 3.875%
HK$27,193
−HK$833/mo
Today · 4.125%
HK$28,026
baseline
▲ 0.50% · 4.625%
HK$29,732
+HK$1,706/mo
Deposit HK$3.11M · loan HK$5.78M · min. income ≈ HK$56,052/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$266,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,339
−HK$1,585/mo
▼ 0.25% · 3.875%
HK$30,126
−HK$798/mo
Today · 4.125%
HK$30,924
baseline
▲ 0.50% · 4.625%
HK$32,554
+HK$1,630/mo
Deposit HK$3.11M · loan HK$5.78M · min. income ≈ HK$61,848/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$266,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,401
−HK$1,781/mo
▼ 0.25% · 3.875%
HK$29,284
−HK$898/mo
Today · 4.125%
HK$30,182
baseline
▲ 0.50% · 4.625%
HK$32,019
+HK$1,837/mo
Deposit HK$2.67M · loan HK$6.23M · min. income ≈ HK$60,364/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$266,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,596
−HK$1,707/mo
▼ 0.25% · 3.875%
HK$32,443
−HK$860/mo
Today · 4.125%
HK$33,303
baseline
▲ 0.50% · 4.625%
HK$35,058
+HK$1,755/mo
Deposit HK$2.67M · loan HK$6.23M · min. income ≈ HK$66,606/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$266,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,430
−HK$1,908/mo
▼ 0.25% · 3.875%
HK$31,376
−HK$962/mo
Today · 4.125%
HK$32,338
baseline
▲ 0.50% · 4.625%
HK$34,306
+HK$1,968/mo
Deposit HK$2.22M · loan HK$6.67M · min. income ≈ HK$64,676/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$266,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,853
−HK$1,829/mo
▼ 0.25% · 3.875%
HK$34,761
−HK$921/mo
Today · 4.125%
HK$35,682
baseline
▲ 0.50% · 4.625%
HK$37,563
+HK$1,881/mo
Deposit HK$2.22M · loan HK$6.67M · min. income ≈ HK$71,364/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$266,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,458
−HK$2,036/mo
▼ 0.25% · 3.875%
HK$33,468
−HK$1,026/mo
Today · 4.125%
HK$34,494
baseline
▲ 0.50% · 4.625%
HK$36,593
+HK$2,099/mo
Deposit HK$1.78M · loan HK$7.12M · min. income ≈ HK$68,988/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$266,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,110
−HK$1,950/mo
▼ 0.25% · 3.875%
HK$37,078
−HK$982/mo
Today · 4.125%
HK$38,060
baseline
▲ 0.50% · 4.625%
HK$40,067
+HK$2,007/mo
Deposit HK$1.78M · loan HK$7.12M · min. income ≈ HK$76,120/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$266,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,487
−HK$2,163/mo
▼ 0.25% · 3.875%
HK$35,560
−HK$1,090/mo
Today · 4.125%
HK$36,650
baseline
▲ 0.50% · 4.625%
HK$38,880
+HK$2,230/mo
Deposit HK$1.33M · loan HK$7.56M · min. income ≈ HK$73,300/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$266,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,366
−HK$2,073/mo
▼ 0.25% · 3.875%
HK$39,395
−HK$1,044/mo
Today · 4.125%
HK$40,439
baseline
▲ 0.50% · 4.625%
HK$42,571
+HK$2,132/mo
Deposit HK$1.33M · loan HK$7.56M · min. income ≈ HK$80,878/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$266,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,516
−HK$2,289/mo
▼ 0.25% · 3.875%
HK$37,651
−HK$1,154/mo
Today · 4.125%
HK$38,805
baseline
▲ 0.50% · 4.625%
HK$41,167
+HK$2,362/mo
Deposit HK$890K · loan HK$8.01M · min. income ≈ HK$77,610/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$266,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,623
−HK$2,195/mo
▼ 0.25% · 3.875%
HK$41,713
−HK$1,105/mo
Today · 4.125%
HK$42,818
baseline
▲ 0.50% · 4.625%
HK$45,075
+HK$2,257/mo
Deposit HK$890K · loan HK$8.01M · min. income ≈ HK$85,636/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$266,898 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).