▼ 0.50% · 3.625%
HK$19,023
−HK$1,193/mo
▼ 0.25% · 3.875%
HK$19,615
−HK$601/mo
Today · 4.125%
HK$20,216
baseline
▲ 0.50% · 4.625%
HK$21,446
+HK$1,230/mo
Deposit HK$4.17M · loan HK$4.17M · min. income ≈ HK$40,432/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$250,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,163
−HK$1,143/mo
▼ 0.25% · 3.875%
HK$21,730
−HK$576/mo
Today · 4.125%
HK$22,306
baseline
▲ 0.50% · 4.625%
HK$23,482
+HK$1,176/mo
Deposit HK$4.17M · loan HK$4.17M · min. income ≈ HK$44,612/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$250,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,925
−HK$1,312/mo
▼ 0.25% · 3.875%
HK$21,576
−HK$661/mo
Today · 4.125%
HK$22,237
baseline
▲ 0.50% · 4.625%
HK$23,590
+HK$1,353/mo
Deposit HK$3.75M · loan HK$4.59M · min. income ≈ HK$44,474/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$250,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,279
−HK$1,258/mo
▼ 0.25% · 3.875%
HK$23,903
−HK$634/mo
Today · 4.125%
HK$24,537
baseline
▲ 0.50% · 4.625%
HK$25,830
+HK$1,293/mo
Deposit HK$3.75M · loan HK$4.59M · min. income ≈ HK$49,074/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$250,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,827
−HK$1,432/mo
▼ 0.25% · 3.875%
HK$23,538
−HK$721/mo
Today · 4.125%
HK$24,259
baseline
▲ 0.50% · 4.625%
HK$25,735
+HK$1,476/mo
Deposit HK$3.34M · loan HK$5.01M · min. income ≈ HK$48,518/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$250,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,395
−HK$1,372/mo
▼ 0.25% · 3.875%
HK$26,076
−HK$691/mo
Today · 4.125%
HK$26,767
baseline
▲ 0.50% · 4.625%
HK$28,178
+HK$1,411/mo
Deposit HK$3.34M · loan HK$5.01M · min. income ≈ HK$53,534/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$250,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,730
−HK$1,551/mo
▼ 0.25% · 3.875%
HK$25,499
−HK$782/mo
Today · 4.125%
HK$26,281
baseline
▲ 0.50% · 4.625%
HK$27,880
+HK$1,599/mo
Deposit HK$2.92M · loan HK$5.42M · min. income ≈ HK$52,562/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$250,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,512
−HK$1,486/mo
▼ 0.25% · 3.875%
HK$28,249
−HK$749/mo
Today · 4.125%
HK$28,998
baseline
▲ 0.50% · 4.625%
HK$30,526
+HK$1,528/mo
Deposit HK$2.92M · loan HK$5.42M · min. income ≈ HK$57,996/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$250,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,632
−HK$1,670/mo
▼ 0.25% · 3.875%
HK$27,460
−HK$842/mo
Today · 4.125%
HK$28,302
baseline
▲ 0.50% · 4.625%
HK$30,024
+HK$1,722/mo
Deposit HK$2.50M · loan HK$5.84M · min. income ≈ HK$56,604/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$250,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,628
−HK$1,601/mo
▼ 0.25% · 3.875%
HK$30,422
−HK$807/mo
Today · 4.125%
HK$31,229
baseline
▲ 0.50% · 4.625%
HK$32,875
+HK$1,646/mo
Deposit HK$2.50M · loan HK$5.84M · min. income ≈ HK$62,458/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$250,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,534
−HK$1,790/mo
▼ 0.25% · 3.875%
HK$29,422
−HK$902/mo
Today · 4.125%
HK$30,324
baseline
▲ 0.50% · 4.625%
HK$32,169
+HK$1,845/mo
Deposit HK$2.09M · loan HK$6.26M · min. income ≈ HK$60,648/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$250,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,744
−HK$1,715/mo
▼ 0.25% · 3.875%
HK$32,596
−HK$863/mo
Today · 4.125%
HK$33,459
baseline
▲ 0.50% · 4.625%
HK$35,223
+HK$1,764/mo
Deposit HK$2.09M · loan HK$6.26M · min. income ≈ HK$66,918/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$250,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,437
−HK$1,908/mo
▼ 0.25% · 3.875%
HK$31,383
−HK$962/mo
Today · 4.125%
HK$32,345
baseline
▲ 0.50% · 4.625%
HK$34,313
+HK$1,968/mo
Deposit HK$1.67M · loan HK$6.67M · min. income ≈ HK$64,690/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$250,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,860
−HK$1,830/mo
▼ 0.25% · 3.875%
HK$34,769
−HK$921/mo
Today · 4.125%
HK$35,690
baseline
▲ 0.50% · 4.625%
HK$37,571
+HK$1,881/mo
Deposit HK$1.67M · loan HK$6.67M · min. income ≈ HK$71,380/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$250,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,339
−HK$2,028/mo
▼ 0.25% · 3.875%
HK$33,345
−HK$1,022/mo
Today · 4.125%
HK$34,367
baseline
▲ 0.50% · 4.625%
HK$36,458
+HK$2,091/mo
Deposit HK$1.25M · loan HK$7.09M · min. income ≈ HK$68,734/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$250,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,977
−HK$1,943/mo
▼ 0.25% · 3.875%
HK$36,942
−HK$978/mo
Today · 4.125%
HK$37,920
baseline
▲ 0.50% · 4.625%
HK$39,919
+HK$1,999/mo
Deposit HK$1.25M · loan HK$7.09M · min. income ≈ HK$75,840/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$250,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,241
−HK$2,147/mo
▼ 0.25% · 3.875%
HK$35,306
−HK$1,082/mo
Today · 4.125%
HK$36,388
baseline
▲ 0.50% · 4.625%
HK$38,603
+HK$2,215/mo
Deposit HK$834K · loan HK$7.51M · min. income ≈ HK$72,776/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$250,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,093
−HK$2,058/mo
▼ 0.25% · 3.875%
HK$39,115
−HK$1,036/mo
Today · 4.125%
HK$40,151
baseline
▲ 0.50% · 4.625%
HK$42,267
+HK$2,116/mo
Deposit HK$834K · loan HK$7.51M · min. income ≈ HK$80,302/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$250,273 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).