Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$760K, with repayments around HK$33,136/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$760K · loan HK$6.84M · min. income ≈ HK$66,272/mo (50% DSR)
Upfront cash ≈ HK$988K (deposit + AVD stamp duty HK$227,904 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 1 min walk to Mass Transit Railway Heng Fa Chuen Station Station.
Family-friendly — 12 schools within a 1 km walk.
Everyday convenience — 4 shopping and daily-needs spots nearby.
Healthcare close by — 7 hospitals/clinics within 1 km.
Green space & leisure — 14 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 5/F
- Flat
- 2
- Saleable Area
- 596 Saleable ft²
- Gross Area
- 724 ft²
- Efficiency
- 82%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 16
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-07-07 | HK$7.48M | −16.9% 18.8y |
| 2019-01-02 | HK$9.00M | +183.0% 11.2y · 16.0%/yr |
| 2007-10-09 | HK$3.18M | +4.3% |
| 1998-07-17 | HK$3.05M | −32.1% |
| 1997-02-05 | HK$4.49M | +20.4% |
| 1996-11-23 | HK$3.73M | — |