▼ 0.50% · 3.625%
HK$14,964
−HK$938/mo
▼ 0.25% · 3.875%
HK$15,429
−HK$473/mo
Today · 4.125%
HK$15,902
baseline
▲ 0.50% · 4.625%
HK$16,870
+HK$968/mo
Deposit HK$3.28M · loan HK$3.28M · min. income ≈ HK$31,804/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$191,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,647
−HK$900/mo
▼ 0.25% · 3.875%
HK$17,094
−HK$453/mo
Today · 4.125%
HK$17,547
baseline
▲ 0.50% · 4.625%
HK$18,472
+HK$925/mo
Deposit HK$3.28M · loan HK$3.28M · min. income ≈ HK$35,094/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$191,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,460
−HK$1,033/mo
▼ 0.25% · 3.875%
HK$16,972
−HK$521/mo
Today · 4.125%
HK$17,493
baseline
▲ 0.50% · 4.625%
HK$18,557
+HK$1,064/mo
Deposit HK$2.95M · loan HK$3.61M · min. income ≈ HK$34,986/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$191,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,312
−HK$989/mo
▼ 0.25% · 3.875%
HK$18,803
−HK$498/mo
Today · 4.125%
HK$19,301
baseline
▲ 0.50% · 4.625%
HK$20,319
+HK$1,018/mo
Deposit HK$2.95M · loan HK$3.61M · min. income ≈ HK$38,602/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$191,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,957
−HK$1,126/mo
▼ 0.25% · 3.875%
HK$18,515
−HK$568/mo
Today · 4.125%
HK$19,083
baseline
▲ 0.50% · 4.625%
HK$20,244
+HK$1,161/mo
Deposit HK$2.62M · loan HK$3.94M · min. income ≈ HK$38,166/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$191,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,977
−HK$1,079/mo
▼ 0.25% · 3.875%
HK$20,513
−HK$543/mo
Today · 4.125%
HK$21,056
baseline
▲ 0.50% · 4.625%
HK$22,166
+HK$1,110/mo
Deposit HK$2.62M · loan HK$3.94M · min. income ≈ HK$42,112/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$191,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,453
−HK$1,220/mo
▼ 0.25% · 3.875%
HK$20,058
−HK$615/mo
Today · 4.125%
HK$20,673
baseline
▲ 0.50% · 4.625%
HK$21,931
+HK$1,258/mo
Deposit HK$2.30M · loan HK$4.27M · min. income ≈ HK$41,346/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$191,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,642
−HK$1,169/mo
▼ 0.25% · 3.875%
HK$22,222
−HK$589/mo
Today · 4.125%
HK$22,811
baseline
▲ 0.50% · 4.625%
HK$24,013
+HK$1,202/mo
Deposit HK$2.30M · loan HK$4.27M · min. income ≈ HK$45,622/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$191,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,950
−HK$1,313/mo
▼ 0.25% · 3.875%
HK$21,601
−HK$662/mo
Today · 4.125%
HK$22,263
baseline
▲ 0.50% · 4.625%
HK$23,618
+HK$1,355/mo
Deposit HK$1.97M · loan HK$4.59M · min. income ≈ HK$44,526/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$191,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,306
−HK$1,259/mo
▼ 0.25% · 3.875%
HK$23,931
−HK$634/mo
Today · 4.125%
HK$24,565
baseline
▲ 0.50% · 4.625%
HK$25,860
+HK$1,295/mo
Deposit HK$1.97M · loan HK$4.59M · min. income ≈ HK$49,130/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$191,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,446
−HK$1,408/mo
▼ 0.25% · 3.875%
HK$23,144
−HK$710/mo
Today · 4.125%
HK$23,854
baseline
▲ 0.50% · 4.625%
HK$25,305
+HK$1,451/mo
Deposit HK$1.64M · loan HK$4.92M · min. income ≈ HK$47,708/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$191,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,971
−HK$1,349/mo
▼ 0.25% · 3.875%
HK$25,641
−HK$679/mo
Today · 4.125%
HK$26,320
baseline
▲ 0.50% · 4.625%
HK$27,707
+HK$1,387/mo
Deposit HK$1.64M · loan HK$4.92M · min. income ≈ HK$52,640/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$191,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,942
−HK$1,502/mo
▼ 0.25% · 3.875%
HK$24,687
−HK$757/mo
Today · 4.125%
HK$25,444
baseline
▲ 0.50% · 4.625%
HK$26,992
+HK$1,548/mo
Deposit HK$1.31M · loan HK$5.25M · min. income ≈ HK$50,888/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$191,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,636
−HK$1,439/mo
▼ 0.25% · 3.875%
HK$27,350
−HK$725/mo
Today · 4.125%
HK$28,075
baseline
▲ 0.50% · 4.625%
HK$29,555
+HK$1,480/mo
Deposit HK$1.31M · loan HK$5.25M · min. income ≈ HK$56,150/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$191,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,439
−HK$1,595/mo
▼ 0.25% · 3.875%
HK$26,230
−HK$804/mo
Today · 4.125%
HK$27,034
baseline
▲ 0.50% · 4.625%
HK$28,679
+HK$1,645/mo
Deposit HK$984K · loan HK$5.58M · min. income ≈ HK$54,068/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$191,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,300
−HK$1,529/mo
▼ 0.25% · 3.875%
HK$29,059
−HK$770/mo
Today · 4.125%
HK$29,829
baseline
▲ 0.50% · 4.625%
HK$31,402
+HK$1,573/mo
Deposit HK$984K · loan HK$5.58M · min. income ≈ HK$59,658/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$191,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,935
−HK$1,689/mo
▼ 0.25% · 3.875%
HK$27,773
−HK$851/mo
Today · 4.125%
HK$28,624
baseline
▲ 0.50% · 4.625%
HK$30,366
+HK$1,742/mo
Deposit HK$656K · loan HK$5.91M · min. income ≈ HK$57,248/mo (50% DSR)
Upfront cash ≈ HK$847K (deposit + AVD stamp duty HK$191,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,965
−HK$1,619/mo
▼ 0.25% · 3.875%
HK$30,769
−HK$815/mo
Today · 4.125%
HK$31,584
baseline
▲ 0.50% · 4.625%
HK$33,249
+HK$1,665/mo
Deposit HK$656K · loan HK$5.91M · min. income ≈ HK$63,168/mo (50% DSR)
Upfront cash ≈ HK$847K (deposit + AVD stamp duty HK$191,243 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).