▼ 0.50% · 3.625%
HK$17,376
−HK$1,090/mo
▼ 0.25% · 3.875%
HK$17,917
−HK$549/mo
Today · 4.125%
HK$18,466
baseline
▲ 0.50% · 4.625%
HK$19,590
+HK$1,124/mo
Deposit HK$3.81M · loan HK$3.81M · min. income ≈ HK$36,932/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$228,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,331
−HK$1,045/mo
▼ 0.25% · 3.875%
HK$19,850
−HK$526/mo
Today · 4.125%
HK$20,376
baseline
▲ 0.50% · 4.625%
HK$21,450
+HK$1,074/mo
Deposit HK$3.81M · loan HK$3.81M · min. income ≈ HK$40,752/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$228,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,114
−HK$1,199/mo
▼ 0.25% · 3.875%
HK$19,709
−HK$604/mo
Today · 4.125%
HK$20,313
baseline
▲ 0.50% · 4.625%
HK$21,549
+HK$1,236/mo
Deposit HK$3.43M · loan HK$4.19M · min. income ≈ HK$40,626/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$228,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,264
−HK$1,149/mo
▼ 0.25% · 3.875%
HK$21,835
−HK$578/mo
Today · 4.125%
HK$22,413
baseline
▲ 0.50% · 4.625%
HK$23,594
+HK$1,181/mo
Deposit HK$3.43M · loan HK$4.19M · min. income ≈ HK$44,826/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$228,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,852
−HK$1,307/mo
▼ 0.25% · 3.875%
HK$21,500
−HK$659/mo
Today · 4.125%
HK$22,159
baseline
▲ 0.50% · 4.625%
HK$23,508
+HK$1,349/mo
Deposit HK$3.05M · loan HK$4.57M · min. income ≈ HK$44,318/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$228,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,197
−HK$1,254/mo
▼ 0.25% · 3.875%
HK$23,819
−HK$632/mo
Today · 4.125%
HK$24,451
baseline
▲ 0.50% · 4.625%
HK$25,739
+HK$1,288/mo
Deposit HK$3.05M · loan HK$4.57M · min. income ≈ HK$48,902/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$228,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,589
−HK$1,417/mo
▼ 0.25% · 3.875%
HK$23,292
−HK$714/mo
Today · 4.125%
HK$24,006
baseline
▲ 0.50% · 4.625%
HK$25,467
+HK$1,461/mo
Deposit HK$2.67M · loan HK$4.95M · min. income ≈ HK$48,012/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$228,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,130
−HK$1,358/mo
▼ 0.25% · 3.875%
HK$25,804
−HK$684/mo
Today · 4.125%
HK$26,488
baseline
▲ 0.50% · 4.625%
HK$27,884
+HK$1,396/mo
Deposit HK$2.67M · loan HK$4.95M · min. income ≈ HK$52,976/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$228,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,327
−HK$1,526/mo
▼ 0.25% · 3.875%
HK$25,084
−HK$769/mo
Today · 4.125%
HK$25,853
baseline
▲ 0.50% · 4.625%
HK$27,426
+HK$1,573/mo
Deposit HK$2.29M · loan HK$5.33M · min. income ≈ HK$51,706/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$228,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,064
−HK$1,462/mo
▼ 0.25% · 3.875%
HK$27,789
−HK$737/mo
Today · 4.125%
HK$28,526
baseline
▲ 0.50% · 4.625%
HK$30,029
+HK$1,503/mo
Deposit HK$2.29M · loan HK$5.33M · min. income ≈ HK$57,052/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$228,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,065
−HK$1,634/mo
▼ 0.25% · 3.875%
HK$26,875
−HK$824/mo
Today · 4.125%
HK$27,699
baseline
▲ 0.50% · 4.625%
HK$29,385
+HK$1,686/mo
Deposit HK$1.91M · loan HK$5.72M · min. income ≈ HK$55,398/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$228,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,997
−HK$1,566/mo
▼ 0.25% · 3.875%
HK$29,774
−HK$789/mo
Today · 4.125%
HK$30,563
baseline
▲ 0.50% · 4.625%
HK$32,174
+HK$1,611/mo
Deposit HK$1.91M · loan HK$5.72M · min. income ≈ HK$61,126/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$228,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,802
−HK$1,744/mo
▼ 0.25% · 3.875%
HK$28,667
−HK$879/mo
Today · 4.125%
HK$29,546
baseline
▲ 0.50% · 4.625%
HK$31,344
+HK$1,798/mo
Deposit HK$1.52M · loan HK$6.10M · min. income ≈ HK$59,092/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$228,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,930
−HK$1,671/mo
▼ 0.25% · 3.875%
HK$31,759
−HK$842/mo
Today · 4.125%
HK$32,601
baseline
▲ 0.50% · 4.625%
HK$34,319
+HK$1,718/mo
Deposit HK$1.52M · loan HK$6.10M · min. income ≈ HK$65,202/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$228,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,540
−HK$1,852/mo
▼ 0.25% · 3.875%
HK$30,459
−HK$933/mo
Today · 4.125%
HK$31,392
baseline
▲ 0.50% · 4.625%
HK$33,303
+HK$1,911/mo
Deposit HK$1.14M · loan HK$6.48M · min. income ≈ HK$62,784/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$228,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,863
−HK$1,775/mo
▼ 0.25% · 3.875%
HK$33,744
−HK$894/mo
Today · 4.125%
HK$34,638
baseline
▲ 0.50% · 4.625%
HK$36,464
+HK$1,826/mo
Deposit HK$1.14M · loan HK$6.48M · min. income ≈ HK$69,276/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$228,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,278
−HK$1,961/mo
▼ 0.25% · 3.875%
HK$32,251
−HK$988/mo
Today · 4.125%
HK$33,239
baseline
▲ 0.50% · 4.625%
HK$35,261
+HK$2,022/mo
Deposit HK$762K · loan HK$6.86M · min. income ≈ HK$66,478/mo (50% DSR)
Upfront cash ≈ HK$991K (deposit + AVD stamp duty HK$228,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,796
−HK$1,880/mo
▼ 0.25% · 3.875%
HK$35,729
−HK$947/mo
Today · 4.125%
HK$36,676
baseline
▲ 0.50% · 4.625%
HK$38,609
+HK$1,933/mo
Deposit HK$762K · loan HK$6.86M · min. income ≈ HK$73,352/mo (50% DSR)
Upfront cash ≈ HK$991K (deposit + AVD stamp duty HK$228,612 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).