▼ 0.50% · 3.625%
HK$14,741
−HK$924/mo
▼ 0.25% · 3.875%
HK$15,200
−HK$465/mo
Today · 4.125%
HK$15,665
baseline
▲ 0.50% · 4.625%
HK$16,619
+HK$954/mo
Deposit HK$3.23M · loan HK$3.23M · min. income ≈ HK$31,330/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$181,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,399
−HK$886/mo
▼ 0.25% · 3.875%
HK$16,839
−HK$446/mo
Today · 4.125%
HK$17,285
baseline
▲ 0.50% · 4.625%
HK$18,196
+HK$911/mo
Deposit HK$3.23M · loan HK$3.23M · min. income ≈ HK$34,570/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$181,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,215
−HK$1,017/mo
▼ 0.25% · 3.875%
HK$16,719
−HK$513/mo
Today · 4.125%
HK$17,232
baseline
▲ 0.50% · 4.625%
HK$18,280
+HK$1,048/mo
Deposit HK$2.91M · loan HK$3.56M · min. income ≈ HK$34,464/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$181,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,039
−HK$975/mo
▼ 0.25% · 3.875%
HK$18,523
−HK$491/mo
Today · 4.125%
HK$19,014
baseline
▲ 0.50% · 4.625%
HK$20,016
+HK$1,002/mo
Deposit HK$2.91M · loan HK$3.56M · min. income ≈ HK$38,028/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$181,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,689
−HK$1,109/mo
▼ 0.25% · 3.875%
HK$18,239
−HK$559/mo
Today · 4.125%
HK$18,798
baseline
▲ 0.50% · 4.625%
HK$19,942
+HK$1,144/mo
Deposit HK$2.59M · loan HK$3.88M · min. income ≈ HK$37,596/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$181,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,679
−HK$1,063/mo
▼ 0.25% · 3.875%
HK$20,207
−HK$535/mo
Today · 4.125%
HK$20,742
baseline
▲ 0.50% · 4.625%
HK$21,836
+HK$1,094/mo
Deposit HK$2.59M · loan HK$3.88M · min. income ≈ HK$41,484/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$181,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,163
−HK$1,202/mo
▼ 0.25% · 3.875%
HK$19,759
−HK$606/mo
Today · 4.125%
HK$20,365
baseline
▲ 0.50% · 4.625%
HK$21,604
+HK$1,239/mo
Deposit HK$2.26M · loan HK$4.20M · min. income ≈ HK$40,730/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$181,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,319
−HK$1,152/mo
▼ 0.25% · 3.875%
HK$21,891
−HK$580/mo
Today · 4.125%
HK$22,471
baseline
▲ 0.50% · 4.625%
HK$23,655
+HK$1,184/mo
Deposit HK$2.26M · loan HK$4.20M · min. income ≈ HK$44,942/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$181,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,637
−HK$1,295/mo
▼ 0.25% · 3.875%
HK$21,279
−HK$653/mo
Today · 4.125%
HK$21,932
baseline
▲ 0.50% · 4.625%
HK$23,266
+HK$1,334/mo
Deposit HK$1.94M · loan HK$4.53M · min. income ≈ HK$43,864/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$181,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,959
−HK$1,240/mo
▼ 0.25% · 3.875%
HK$23,575
−HK$624/mo
Today · 4.125%
HK$24,199
baseline
▲ 0.50% · 4.625%
HK$25,475
+HK$1,276/mo
Deposit HK$1.94M · loan HK$4.53M · min. income ≈ HK$48,398/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$181,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,112
−HK$1,386/mo
▼ 0.25% · 3.875%
HK$22,799
−HK$699/mo
Today · 4.125%
HK$23,498
baseline
▲ 0.50% · 4.625%
HK$24,928
+HK$1,430/mo
Deposit HK$1.62M · loan HK$4.85M · min. income ≈ HK$46,996/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$181,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,599
−HK$1,329/mo
▼ 0.25% · 3.875%
HK$25,259
−HK$669/mo
Today · 4.125%
HK$25,928
baseline
▲ 0.50% · 4.625%
HK$27,295
+HK$1,367/mo
Deposit HK$1.62M · loan HK$4.85M · min. income ≈ HK$51,856/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$181,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,586
−HK$1,479/mo
▼ 0.25% · 3.875%
HK$24,319
−HK$746/mo
Today · 4.125%
HK$25,065
baseline
▲ 0.50% · 4.625%
HK$26,590
+HK$1,525/mo
Deposit HK$1.29M · loan HK$5.17M · min. income ≈ HK$50,130/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$181,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,239
−HK$1,417/mo
▼ 0.25% · 3.875%
HK$26,942
−HK$714/mo
Today · 4.125%
HK$27,656
baseline
▲ 0.50% · 4.625%
HK$29,114
+HK$1,458/mo
Deposit HK$1.29M · loan HK$5.17M · min. income ≈ HK$55,312/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$181,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,060
−HK$1,571/mo
▼ 0.25% · 3.875%
HK$25,839
−HK$792/mo
Today · 4.125%
HK$26,631
baseline
▲ 0.50% · 4.625%
HK$28,252
+HK$1,621/mo
Deposit HK$970K · loan HK$5.49M · min. income ≈ HK$53,262/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$181,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,879
−HK$1,506/mo
▼ 0.25% · 3.875%
HK$28,626
−HK$759/mo
Today · 4.125%
HK$29,385
baseline
▲ 0.50% · 4.625%
HK$30,934
+HK$1,549/mo
Deposit HK$970K · loan HK$5.49M · min. income ≈ HK$58,770/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$181,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,534
−HK$1,664/mo
▼ 0.25% · 3.875%
HK$27,359
−HK$839/mo
Today · 4.125%
HK$28,198
baseline
▲ 0.50% · 4.625%
HK$29,913
+HK$1,715/mo
Deposit HK$646K · loan HK$5.82M · min. income ≈ HK$56,396/mo (50% DSR)
Upfront cash ≈ HK$828K (deposit + AVD stamp duty HK$181,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,519
−HK$1,594/mo
▼ 0.25% · 3.875%
HK$30,310
−HK$803/mo
Today · 4.125%
HK$31,113
baseline
▲ 0.50% · 4.625%
HK$32,753
+HK$1,640/mo
Deposit HK$646K · loan HK$5.82M · min. income ≈ HK$62,226/mo (50% DSR)
Upfront cash ≈ HK$828K (deposit + AVD stamp duty HK$181,463 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).