▼ 0.50% · 3.625%
HK$17,354
−HK$1,088/mo
▼ 0.25% · 3.875%
HK$17,894
−HK$548/mo
Today · 4.125%
HK$18,442
baseline
▲ 0.50% · 4.625%
HK$19,564
+HK$1,122/mo
Deposit HK$3.81M · loan HK$3.81M · min. income ≈ HK$36,884/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$228,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,306
−HK$1,043/mo
▼ 0.25% · 3.875%
HK$19,824
−HK$525/mo
Today · 4.125%
HK$20,349
baseline
▲ 0.50% · 4.625%
HK$21,422
+HK$1,073/mo
Deposit HK$3.81M · loan HK$3.81M · min. income ≈ HK$40,698/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$228,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,089
−HK$1,197/mo
▼ 0.25% · 3.875%
HK$19,683
−HK$603/mo
Today · 4.125%
HK$20,286
baseline
▲ 0.50% · 4.625%
HK$21,521
+HK$1,235/mo
Deposit HK$3.42M · loan HK$4.19M · min. income ≈ HK$40,572/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$228,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,236
−HK$1,148/mo
▼ 0.25% · 3.875%
HK$21,806
−HK$578/mo
Today · 4.125%
HK$22,384
baseline
▲ 0.50% · 4.625%
HK$23,564
+HK$1,180/mo
Deposit HK$3.42M · loan HK$4.19M · min. income ≈ HK$44,768/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$228,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,825
−HK$1,305/mo
▼ 0.25% · 3.875%
HK$21,472
−HK$658/mo
Today · 4.125%
HK$22,130
baseline
▲ 0.50% · 4.625%
HK$23,477
+HK$1,347/mo
Deposit HK$3.04M · loan HK$4.57M · min. income ≈ HK$44,260/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$228,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,167
−HK$1,252/mo
▼ 0.25% · 3.875%
HK$23,788
−HK$631/mo
Today · 4.125%
HK$24,419
baseline
▲ 0.50% · 4.625%
HK$25,706
+HK$1,287/mo
Deposit HK$3.04M · loan HK$4.57M · min. income ≈ HK$48,838/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$228,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,560
−HK$1,415/mo
▼ 0.25% · 3.875%
HK$23,262
−HK$713/mo
Today · 4.125%
HK$23,975
baseline
▲ 0.50% · 4.625%
HK$25,433
+HK$1,458/mo
Deposit HK$2.66M · loan HK$4.95M · min. income ≈ HK$47,950/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$228,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,098
−HK$1,356/mo
▼ 0.25% · 3.875%
HK$25,771
−HK$683/mo
Today · 4.125%
HK$26,454
baseline
▲ 0.50% · 4.625%
HK$27,848
+HK$1,394/mo
Deposit HK$2.66M · loan HK$4.95M · min. income ≈ HK$52,908/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$228,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,295
−HK$1,524/mo
▼ 0.25% · 3.875%
HK$25,051
−HK$768/mo
Today · 4.125%
HK$25,819
baseline
▲ 0.50% · 4.625%
HK$27,390
+HK$1,571/mo
Deposit HK$2.28M · loan HK$5.33M · min. income ≈ HK$51,638/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$228,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,028
−HK$1,461/mo
▼ 0.25% · 3.875%
HK$27,753
−HK$736/mo
Today · 4.125%
HK$28,489
baseline
▲ 0.50% · 4.625%
HK$29,990
+HK$1,501/mo
Deposit HK$2.28M · loan HK$5.33M · min. income ≈ HK$56,978/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$228,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,031
−HK$1,632/mo
▼ 0.25% · 3.875%
HK$26,840
−HK$823/mo
Today · 4.125%
HK$27,663
baseline
▲ 0.50% · 4.625%
HK$29,346
+HK$1,683/mo
Deposit HK$1.90M · loan HK$5.71M · min. income ≈ HK$55,326/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$228,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,959
−HK$1,564/mo
▼ 0.25% · 3.875%
HK$29,736
−HK$787/mo
Today · 4.125%
HK$30,523
baseline
▲ 0.50% · 4.625%
HK$32,132
+HK$1,609/mo
Deposit HK$1.90M · loan HK$5.71M · min. income ≈ HK$61,046/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$228,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,766
−HK$1,741/mo
▼ 0.25% · 3.875%
HK$28,630
−HK$877/mo
Today · 4.125%
HK$29,507
baseline
▲ 0.50% · 4.625%
HK$31,303
+HK$1,796/mo
Deposit HK$1.52M · loan HK$6.09M · min. income ≈ HK$59,014/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$228,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,889
−HK$1,669/mo
▼ 0.25% · 3.875%
HK$31,718
−HK$840/mo
Today · 4.125%
HK$32,558
baseline
▲ 0.50% · 4.625%
HK$34,274
+HK$1,716/mo
Deposit HK$1.52M · loan HK$6.09M · min. income ≈ HK$65,116/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$228,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,501
−HK$1,850/mo
▼ 0.25% · 3.875%
HK$30,419
−HK$932/mo
Today · 4.125%
HK$31,351
baseline
▲ 0.50% · 4.625%
HK$33,259
+HK$1,908/mo
Deposit HK$1.14M · loan HK$6.47M · min. income ≈ HK$62,702/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$228,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,820
−HK$1,773/mo
▼ 0.25% · 3.875%
HK$33,700
−HK$893/mo
Today · 4.125%
HK$34,593
baseline
▲ 0.50% · 4.625%
HK$36,417
+HK$1,824/mo
Deposit HK$1.14M · loan HK$6.47M · min. income ≈ HK$69,186/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$228,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,237
−HK$1,959/mo
▼ 0.25% · 3.875%
HK$32,208
−HK$988/mo
Today · 4.125%
HK$33,196
baseline
▲ 0.50% · 4.625%
HK$35,215
+HK$2,019/mo
Deposit HK$761K · loan HK$6.85M · min. income ≈ HK$66,392/mo (50% DSR)
Upfront cash ≈ HK$989K (deposit + AVD stamp duty HK$228,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,751
−HK$1,877/mo
▼ 0.25% · 3.875%
HK$35,683
−HK$945/mo
Today · 4.125%
HK$36,628
baseline
▲ 0.50% · 4.625%
HK$38,559
+HK$1,931/mo
Deposit HK$761K · loan HK$6.85M · min. income ≈ HK$73,256/mo (50% DSR)
Upfront cash ≈ HK$989K (deposit + AVD stamp duty HK$228,314 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).