▼ 0.50% · 3.625%
HK$15,160
−HK$951/mo
▼ 0.25% · 3.875%
HK$15,631
−HK$480/mo
Today · 4.125%
HK$16,111
baseline
▲ 0.50% · 4.625%
HK$17,091
+HK$980/mo
Deposit HK$3.32M · loan HK$3.32M · min. income ≈ HK$32,222/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$199,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,865
−HK$911/mo
▼ 0.25% · 3.875%
HK$17,318
−HK$458/mo
Today · 4.125%
HK$17,776
baseline
▲ 0.50% · 4.625%
HK$18,713
+HK$937/mo
Deposit HK$3.32M · loan HK$3.32M · min. income ≈ HK$35,552/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$199,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,676
−HK$1,046/mo
▼ 0.25% · 3.875%
HK$17,195
−HK$527/mo
Today · 4.125%
HK$17,722
baseline
▲ 0.50% · 4.625%
HK$18,800
+HK$1,078/mo
Deposit HK$2.99M · loan HK$3.66M · min. income ≈ HK$35,444/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$199,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,552
−HK$1,002/mo
▼ 0.25% · 3.875%
HK$19,049
−HK$505/mo
Today · 4.125%
HK$19,554
baseline
▲ 0.50% · 4.625%
HK$20,585
+HK$1,031/mo
Deposit HK$2.99M · loan HK$3.66M · min. income ≈ HK$39,108/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$199,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,192
−HK$1,141/mo
▼ 0.25% · 3.875%
HK$18,758
−HK$575/mo
Today · 4.125%
HK$19,333
baseline
▲ 0.50% · 4.625%
HK$20,509
+HK$1,176/mo
Deposit HK$2.66M · loan HK$3.99M · min. income ≈ HK$38,666/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$199,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,238
−HK$1,094/mo
▼ 0.25% · 3.875%
HK$20,781
−HK$551/mo
Today · 4.125%
HK$21,332
baseline
▲ 0.50% · 4.625%
HK$22,456
+HK$1,124/mo
Deposit HK$2.66M · loan HK$3.99M · min. income ≈ HK$42,664/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$199,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,708
−HK$1,236/mo
▼ 0.25% · 3.875%
HK$20,321
−HK$623/mo
Today · 4.125%
HK$20,944
baseline
▲ 0.50% · 4.625%
HK$22,218
+HK$1,274/mo
Deposit HK$2.33M · loan HK$4.32M · min. income ≈ HK$41,888/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$199,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,925
−HK$1,184/mo
▼ 0.25% · 3.875%
HK$22,513
−HK$596/mo
Today · 4.125%
HK$23,109
baseline
▲ 0.50% · 4.625%
HK$24,327
+HK$1,218/mo
Deposit HK$2.33M · loan HK$4.32M · min. income ≈ HK$46,218/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$199,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,224
−HK$1,331/mo
▼ 0.25% · 3.875%
HK$21,884
−HK$671/mo
Today · 4.125%
HK$22,555
baseline
▲ 0.50% · 4.625%
HK$23,927
+HK$1,372/mo
Deposit HK$1.99M · loan HK$4.65M · min. income ≈ HK$45,110/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$199,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,611
−HK$1,276/mo
▼ 0.25% · 3.875%
HK$24,245
−HK$642/mo
Today · 4.125%
HK$24,887
baseline
▲ 0.50% · 4.625%
HK$26,199
+HK$1,312/mo
Deposit HK$1.99M · loan HK$4.65M · min. income ≈ HK$49,774/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$199,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,740
−HK$1,426/mo
▼ 0.25% · 3.875%
HK$23,447
−HK$719/mo
Today · 4.125%
HK$24,166
baseline
▲ 0.50% · 4.625%
HK$25,636
+HK$1,470/mo
Deposit HK$1.66M · loan HK$4.99M · min. income ≈ HK$48,332/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$199,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,298
−HK$1,367/mo
▼ 0.25% · 3.875%
HK$25,976
−HK$689/mo
Today · 4.125%
HK$26,665
baseline
▲ 0.50% · 4.625%
HK$28,070
+HK$1,405/mo
Deposit HK$1.66M · loan HK$4.99M · min. income ≈ HK$53,330/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$199,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,256
−HK$1,521/mo
▼ 0.25% · 3.875%
HK$25,010
−HK$767/mo
Today · 4.125%
HK$25,777
baseline
▲ 0.50% · 4.625%
HK$27,345
+HK$1,568/mo
Deposit HK$1.33M · loan HK$5.32M · min. income ≈ HK$51,554/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$199,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,984
−HK$1,458/mo
▼ 0.25% · 3.875%
HK$27,708
−HK$734/mo
Today · 4.125%
HK$28,442
baseline
▲ 0.50% · 4.625%
HK$29,941
+HK$1,499/mo
Deposit HK$1.33M · loan HK$5.32M · min. income ≈ HK$56,884/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$199,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,772
−HK$1,616/mo
▼ 0.25% · 3.875%
HK$26,573
−HK$815/mo
Today · 4.125%
HK$27,388
baseline
▲ 0.50% · 4.625%
HK$29,054
+HK$1,666/mo
Deposit HK$997K · loan HK$5.65M · min. income ≈ HK$54,776/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$199,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,671
−HK$1,549/mo
▼ 0.25% · 3.875%
HK$29,440
−HK$780/mo
Today · 4.125%
HK$30,220
baseline
▲ 0.50% · 4.625%
HK$31,813
+HK$1,593/mo
Deposit HK$997K · loan HK$5.65M · min. income ≈ HK$60,440/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$199,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,288
−HK$1,711/mo
▼ 0.25% · 3.875%
HK$28,137
−HK$862/mo
Today · 4.125%
HK$28,999
baseline
▲ 0.50% · 4.625%
HK$30,763
+HK$1,764/mo
Deposit HK$665K · loan HK$5.98M · min. income ≈ HK$57,998/mo (50% DSR)
Upfront cash ≈ HK$864K (deposit + AVD stamp duty HK$199,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,357
−HK$1,640/mo
▼ 0.25% · 3.875%
HK$31,172
−HK$825/mo
Today · 4.125%
HK$31,997
baseline
▲ 0.50% · 4.625%
HK$33,684
+HK$1,687/mo
Deposit HK$665K · loan HK$5.98M · min. income ≈ HK$63,994/mo (50% DSR)
Upfront cash ≈ HK$864K (deposit + AVD stamp duty HK$199,450 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).