▼ 0.50% · 3.625%
HK$15,497
−HK$972/mo
▼ 0.25% · 3.875%
HK$15,979
−HK$490/mo
Today · 4.125%
HK$16,469
baseline
▲ 0.50% · 4.625%
HK$17,471
+HK$1,002/mo
Deposit HK$3.40M · loan HK$3.40M · min. income ≈ HK$32,938/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$203,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,240
−HK$932/mo
▼ 0.25% · 3.875%
HK$17,703
−HK$469/mo
Today · 4.125%
HK$18,172
baseline
▲ 0.50% · 4.625%
HK$19,130
+HK$958/mo
Deposit HK$3.40M · loan HK$3.40M · min. income ≈ HK$36,344/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$203,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,047
−HK$1,069/mo
▼ 0.25% · 3.875%
HK$17,577
−HK$539/mo
Today · 4.125%
HK$18,116
baseline
▲ 0.50% · 4.625%
HK$19,218
+HK$1,102/mo
Deposit HK$3.06M · loan HK$3.74M · min. income ≈ HK$36,232/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$203,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,964
−HK$1,025/mo
▼ 0.25% · 3.875%
HK$19,473
−HK$516/mo
Today · 4.125%
HK$19,989
baseline
▲ 0.50% · 4.625%
HK$21,043
+HK$1,054/mo
Deposit HK$3.06M · loan HK$3.74M · min. income ≈ HK$39,978/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$203,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,597
−HK$1,166/mo
▼ 0.25% · 3.875%
HK$19,175
−HK$588/mo
Today · 4.125%
HK$19,763
baseline
▲ 0.50% · 4.625%
HK$20,965
+HK$1,202/mo
Deposit HK$2.72M · loan HK$4.08M · min. income ≈ HK$39,526/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$203,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,689
−HK$1,117/mo
▼ 0.25% · 3.875%
HK$21,243
−HK$563/mo
Today · 4.125%
HK$21,806
baseline
▲ 0.50% · 4.625%
HK$22,956
+HK$1,150/mo
Deposit HK$2.72M · loan HK$4.08M · min. income ≈ HK$43,612/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$203,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,146
−HK$1,264/mo
▼ 0.25% · 3.875%
HK$20,773
−HK$637/mo
Today · 4.125%
HK$21,410
baseline
▲ 0.50% · 4.625%
HK$22,712
+HK$1,302/mo
Deposit HK$2.38M · loan HK$4.42M · min. income ≈ HK$42,820/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$203,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,413
−HK$1,210/mo
▼ 0.25% · 3.875%
HK$23,014
−HK$609/mo
Today · 4.125%
HK$23,623
baseline
▲ 0.50% · 4.625%
HK$24,869
+HK$1,246/mo
Deposit HK$2.38M · loan HK$4.42M · min. income ≈ HK$47,246/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$203,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,696
−HK$1,361/mo
▼ 0.25% · 3.875%
HK$22,371
−HK$686/mo
Today · 4.125%
HK$23,057
baseline
▲ 0.50% · 4.625%
HK$24,459
+HK$1,402/mo
Deposit HK$2.04M · loan HK$4.76M · min. income ≈ HK$46,114/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$203,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,137
−HK$1,304/mo
▼ 0.25% · 3.875%
HK$24,784
−HK$657/mo
Today · 4.125%
HK$25,441
baseline
▲ 0.50% · 4.625%
HK$26,782
+HK$1,341/mo
Deposit HK$2.04M · loan HK$4.76M · min. income ≈ HK$50,882/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$203,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,246
−HK$1,457/mo
▼ 0.25% · 3.875%
HK$23,969
−HK$734/mo
Today · 4.125%
HK$24,703
baseline
▲ 0.50% · 4.625%
HK$26,207
+HK$1,504/mo
Deposit HK$1.70M · loan HK$5.10M · min. income ≈ HK$49,406/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$203,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,861
−HK$1,397/mo
▼ 0.25% · 3.875%
HK$26,554
−HK$704/mo
Today · 4.125%
HK$27,258
baseline
▲ 0.50% · 4.625%
HK$28,695
+HK$1,437/mo
Deposit HK$1.70M · loan HK$5.10M · min. income ≈ HK$54,516/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$203,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,795
−HK$1,555/mo
▼ 0.25% · 3.875%
HK$25,567
−HK$783/mo
Today · 4.125%
HK$26,350
baseline
▲ 0.50% · 4.625%
HK$27,954
+HK$1,604/mo
Deposit HK$1.36M · loan HK$5.44M · min. income ≈ HK$52,700/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$203,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,585
−HK$1,490/mo
▼ 0.25% · 3.875%
HK$28,324
−HK$751/mo
Today · 4.125%
HK$29,075
baseline
▲ 0.50% · 4.625%
HK$30,608
+HK$1,533/mo
Deposit HK$1.36M · loan HK$5.44M · min. income ≈ HK$58,150/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$203,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,345
−HK$1,652/mo
▼ 0.25% · 3.875%
HK$27,165
−HK$832/mo
Today · 4.125%
HK$27,997
baseline
▲ 0.50% · 4.625%
HK$29,701
+HK$1,704/mo
Deposit HK$1.02M · loan HK$5.78M · min. income ≈ HK$55,994/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$203,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,309
−HK$1,583/mo
▼ 0.25% · 3.875%
HK$30,095
−HK$797/mo
Today · 4.125%
HK$30,892
baseline
▲ 0.50% · 4.625%
HK$32,521
+HK$1,629/mo
Deposit HK$1.02M · loan HK$5.78M · min. income ≈ HK$61,784/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$203,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,895
−HK$1,749/mo
▼ 0.25% · 3.875%
HK$28,763
−HK$881/mo
Today · 4.125%
HK$29,644
baseline
▲ 0.50% · 4.625%
HK$31,448
+HK$1,804/mo
Deposit HK$680K · loan HK$6.12M · min. income ≈ HK$59,288/mo (50% DSR)
Upfront cash ≈ HK$884K (deposit + AVD stamp duty HK$203,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,033
−HK$1,676/mo
▼ 0.25% · 3.875%
HK$31,865
−HK$844/mo
Today · 4.125%
HK$32,709
baseline
▲ 0.50% · 4.625%
HK$34,434
+HK$1,725/mo
Deposit HK$680K · loan HK$6.12M · min. income ≈ HK$65,418/mo (50% DSR)
Upfront cash ≈ HK$884K (deposit + AVD stamp duty HK$203,887 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).