▼ 0.50% · 3.625%
HK$21,152
−HK$1,327/mo
▼ 0.25% · 3.875%
HK$21,810
−HK$669/mo
Today · 4.125%
HK$22,479
baseline
▲ 0.50% · 4.625%
HK$23,847
+HK$1,368/mo
Deposit HK$4.64M · loan HK$4.64M · min. income ≈ HK$44,958/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$297,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,532
−HK$1,271/mo
▼ 0.25% · 3.875%
HK$24,163
−HK$640/mo
Today · 4.125%
HK$24,803
baseline
▲ 0.50% · 4.625%
HK$26,111
+HK$1,308/mo
Deposit HK$4.64M · loan HK$4.64M · min. income ≈ HK$49,606/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$297,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,268
−HK$1,459/mo
▼ 0.25% · 3.875%
HK$23,991
−HK$736/mo
Today · 4.125%
HK$24,727
baseline
▲ 0.50% · 4.625%
HK$26,231
+HK$1,504/mo
Deposit HK$4.17M · loan HK$5.10M · min. income ≈ HK$49,454/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$297,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,885
−HK$1,399/mo
▼ 0.25% · 3.875%
HK$26,579
−HK$705/mo
Today · 4.125%
HK$27,284
baseline
▲ 0.50% · 4.625%
HK$28,722
+HK$1,438/mo
Deposit HK$4.17M · loan HK$5.10M · min. income ≈ HK$54,568/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$297,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,383
−HK$1,592/mo
▼ 0.25% · 3.875%
HK$26,172
−HK$803/mo
Today · 4.125%
HK$26,975
baseline
▲ 0.50% · 4.625%
HK$28,616
+HK$1,641/mo
Deposit HK$3.71M · loan HK$5.57M · min. income ≈ HK$53,950/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$297,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,238
−HK$1,526/mo
▼ 0.25% · 3.875%
HK$28,996
−HK$768/mo
Today · 4.125%
HK$29,764
baseline
▲ 0.50% · 4.625%
HK$31,333
+HK$1,569/mo
Deposit HK$3.71M · loan HK$5.57M · min. income ≈ HK$59,528/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$297,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,498
−HK$1,725/mo
▼ 0.25% · 3.875%
HK$28,354
−HK$869/mo
Today · 4.125%
HK$29,223
baseline
▲ 0.50% · 4.625%
HK$31,001
+HK$1,778/mo
Deposit HK$3.25M · loan HK$6.03M · min. income ≈ HK$58,446/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$297,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,591
−HK$1,653/mo
▼ 0.25% · 3.875%
HK$31,412
−HK$832/mo
Today · 4.125%
HK$32,244
baseline
▲ 0.50% · 4.625%
HK$33,944
+HK$1,700/mo
Deposit HK$3.25M · loan HK$6.03M · min. income ≈ HK$64,488/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$297,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,613
−HK$1,857/mo
▼ 0.25% · 3.875%
HK$30,535
−HK$935/mo
Today · 4.125%
HK$31,470
baseline
▲ 0.50% · 4.625%
HK$33,385
+HK$1,915/mo
Deposit HK$2.78M · loan HK$6.49M · min. income ≈ HK$62,940/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$297,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,945
−HK$1,780/mo
▼ 0.25% · 3.875%
HK$33,828
−HK$897/mo
Today · 4.125%
HK$34,725
baseline
▲ 0.50% · 4.625%
HK$36,555
+HK$1,830/mo
Deposit HK$2.78M · loan HK$6.49M · min. income ≈ HK$69,450/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$297,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,729
−HK$1,989/mo
▼ 0.25% · 3.875%
HK$32,716
−HK$1,002/mo
Today · 4.125%
HK$33,718
baseline
▲ 0.50% · 4.625%
HK$35,770
+HK$2,052/mo
Deposit HK$2.32M · loan HK$6.96M · min. income ≈ HK$67,436/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$297,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,298
−HK$1,907/mo
▼ 0.25% · 3.875%
HK$36,244
−HK$961/mo
Today · 4.125%
HK$37,205
baseline
▲ 0.50% · 4.625%
HK$39,166
+HK$1,961/mo
Deposit HK$2.32M · loan HK$6.96M · min. income ≈ HK$74,410/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$297,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,844
−HK$2,122/mo
▼ 0.25% · 3.875%
HK$34,897
−HK$1,069/mo
Today · 4.125%
HK$35,966
baseline
▲ 0.50% · 4.625%
HK$38,155
+HK$2,189/mo
Deposit HK$1.86M · loan HK$7.42M · min. income ≈ HK$71,932/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$297,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,651
−HK$2,034/mo
▼ 0.25% · 3.875%
HK$38,661
−HK$1,024/mo
Today · 4.125%
HK$39,685
baseline
▲ 0.50% · 4.625%
HK$41,777
+HK$2,092/mo
Deposit HK$1.86M · loan HK$7.42M · min. income ≈ HK$79,370/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$297,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,959
−HK$2,255/mo
▼ 0.25% · 3.875%
HK$37,078
−HK$1,136/mo
Today · 4.125%
HK$38,214
baseline
▲ 0.50% · 4.625%
HK$40,539
+HK$2,325/mo
Deposit HK$1.39M · loan HK$7.88M · min. income ≈ HK$76,428/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$297,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,004
−HK$2,161/mo
▼ 0.25% · 3.875%
HK$41,077
−HK$1,088/mo
Today · 4.125%
HK$42,165
baseline
▲ 0.50% · 4.625%
HK$44,388
+HK$2,223/mo
Deposit HK$1.39M · loan HK$7.88M · min. income ≈ HK$84,330/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$297,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,074
−HK$2,388/mo
▼ 0.25% · 3.875%
HK$39,259
−HK$1,203/mo
Today · 4.125%
HK$40,462
baseline
▲ 0.50% · 4.625%
HK$42,924
+HK$2,462/mo
Deposit HK$928K · loan HK$8.35M · min. income ≈ HK$80,924/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$297,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,357
−HK$2,289/mo
▼ 0.25% · 3.875%
HK$43,493
−HK$1,153/mo
Today · 4.125%
HK$44,646
baseline
▲ 0.50% · 4.625%
HK$46,999
+HK$2,353/mo
Deposit HK$928K · loan HK$8.35M · min. income ≈ HK$89,292/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$297,634 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).