▼ 0.50% · 3.625%
HK$19,412
−HK$1,217/mo
▼ 0.25% · 3.875%
HK$20,016
−HK$613/mo
Today · 4.125%
HK$20,629
baseline
▲ 0.50% · 4.625%
HK$21,885
+HK$1,256/mo
Deposit HK$4.26M · loan HK$4.26M · min. income ≈ HK$41,258/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$255,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,596
−HK$1,167/mo
▼ 0.25% · 3.875%
HK$22,175
−HK$588/mo
Today · 4.125%
HK$22,763
baseline
▲ 0.50% · 4.625%
HK$23,962
+HK$1,199/mo
Deposit HK$4.26M · loan HK$4.26M · min. income ≈ HK$45,526/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$255,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,353
−HK$1,339/mo
▼ 0.25% · 3.875%
HK$22,018
−HK$674/mo
Today · 4.125%
HK$22,692
baseline
▲ 0.50% · 4.625%
HK$24,073
+HK$1,381/mo
Deposit HK$3.83M · loan HK$4.68M · min. income ≈ HK$45,384/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$255,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,755
−HK$1,284/mo
▼ 0.25% · 3.875%
HK$24,393
−HK$646/mo
Today · 4.125%
HK$25,039
baseline
▲ 0.50% · 4.625%
HK$26,359
+HK$1,320/mo
Deposit HK$3.83M · loan HK$4.68M · min. income ≈ HK$50,078/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$255,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,295
−HK$1,460/mo
▼ 0.25% · 3.875%
HK$24,019
−HK$736/mo
Today · 4.125%
HK$24,755
baseline
▲ 0.50% · 4.625%
HK$26,262
+HK$1,507/mo
Deposit HK$3.41M · loan HK$5.11M · min. income ≈ HK$49,510/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$255,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,915
−HK$1,400/mo
▼ 0.25% · 3.875%
HK$26,610
−HK$705/mo
Today · 4.125%
HK$27,315
baseline
▲ 0.50% · 4.625%
HK$28,755
+HK$1,440/mo
Deposit HK$3.41M · loan HK$5.11M · min. income ≈ HK$54,630/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$255,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,236
−HK$1,582/mo
▼ 0.25% · 3.875%
HK$26,021
−HK$797/mo
Today · 4.125%
HK$26,818
baseline
▲ 0.50% · 4.625%
HK$28,450
+HK$1,632/mo
Deposit HK$2.98M · loan HK$5.53M · min. income ≈ HK$53,636/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$255,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,075
−HK$1,516/mo
▼ 0.25% · 3.875%
HK$28,828
−HK$763/mo
Today · 4.125%
HK$29,591
baseline
▲ 0.50% · 4.625%
HK$31,151
+HK$1,560/mo
Deposit HK$2.98M · loan HK$5.53M · min. income ≈ HK$59,182/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$255,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,177
−HK$1,704/mo
▼ 0.25% · 3.875%
HK$28,022
−HK$859/mo
Today · 4.125%
HK$28,881
baseline
▲ 0.50% · 4.625%
HK$30,639
+HK$1,758/mo
Deposit HK$2.55M · loan HK$5.96M · min. income ≈ HK$57,762/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$255,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,234
−HK$1,634/mo
▼ 0.25% · 3.875%
HK$31,045
−HK$823/mo
Today · 4.125%
HK$31,868
baseline
▲ 0.50% · 4.625%
HK$33,547
+HK$1,679/mo
Deposit HK$2.55M · loan HK$5.96M · min. income ≈ HK$63,736/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$255,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,118
−HK$1,826/mo
▼ 0.25% · 3.875%
HK$30,024
−HK$920/mo
Today · 4.125%
HK$30,944
baseline
▲ 0.50% · 4.625%
HK$32,827
+HK$1,883/mo
Deposit HK$2.13M · loan HK$6.38M · min. income ≈ HK$61,888/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$255,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,394
−HK$1,750/mo
▼ 0.25% · 3.875%
HK$33,263
−HK$881/mo
Today · 4.125%
HK$34,144
baseline
▲ 0.50% · 4.625%
HK$35,944
+HK$1,800/mo
Deposit HK$2.13M · loan HK$6.38M · min. income ≈ HK$68,288/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$255,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,059
−HK$1,948/mo
▼ 0.25% · 3.875%
HK$32,026
−HK$981/mo
Today · 4.125%
HK$33,007
baseline
▲ 0.50% · 4.625%
HK$35,016
+HK$2,009/mo
Deposit HK$1.70M · loan HK$6.81M · min. income ≈ HK$66,014/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$255,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,553
−HK$1,867/mo
▼ 0.25% · 3.875%
HK$35,480
−HK$940/mo
Today · 4.125%
HK$36,420
baseline
▲ 0.50% · 4.625%
HK$38,340
+HK$1,920/mo
Deposit HK$1.70M · loan HK$6.81M · min. income ≈ HK$72,840/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$255,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,001
−HK$2,069/mo
▼ 0.25% · 3.875%
HK$34,027
−HK$1,043/mo
Today · 4.125%
HK$35,070
baseline
▲ 0.50% · 4.625%
HK$37,204
+HK$2,134/mo
Deposit HK$1.28M · loan HK$7.24M · min. income ≈ HK$70,140/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$255,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,713
−HK$1,983/mo
▼ 0.25% · 3.875%
HK$37,698
−HK$998/mo
Today · 4.125%
HK$38,696
baseline
▲ 0.50% · 4.625%
HK$40,736
+HK$2,040/mo
Deposit HK$1.28M · loan HK$7.24M · min. income ≈ HK$77,392/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$255,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,942
−HK$2,191/mo
▼ 0.25% · 3.875%
HK$36,029
−HK$1,104/mo
Today · 4.125%
HK$37,133
baseline
▲ 0.50% · 4.625%
HK$39,393
+HK$2,260/mo
Deposit HK$851K · loan HK$7.66M · min. income ≈ HK$74,266/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$255,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,873
−HK$2,100/mo
▼ 0.25% · 3.875%
HK$39,915
−HK$1,058/mo
Today · 4.125%
HK$40,973
baseline
▲ 0.50% · 4.625%
HK$43,132
+HK$2,159/mo
Deposit HK$851K · loan HK$7.66M · min. income ≈ HK$81,946/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$255,395 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).