▼ 0.50% · 3.625%
HK$20,715
−HK$1,299/mo
▼ 0.25% · 3.875%
HK$21,359
−HK$655/mo
Today · 4.125%
HK$22,014
baseline
▲ 0.50% · 4.625%
HK$23,353
+HK$1,339/mo
Deposit HK$4.54M · loan HK$4.54M · min. income ≈ HK$44,028/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$278,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,045
−HK$1,245/mo
▼ 0.25% · 3.875%
HK$23,663
−HK$627/mo
Today · 4.125%
HK$24,290
baseline
▲ 0.50% · 4.625%
HK$25,570
+HK$1,280/mo
Deposit HK$4.54M · loan HK$4.54M · min. income ≈ HK$48,580/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$278,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,786
−HK$1,429/mo
▼ 0.25% · 3.875%
HK$23,495
−HK$720/mo
Today · 4.125%
HK$24,215
baseline
▲ 0.50% · 4.625%
HK$25,689
+HK$1,474/mo
Deposit HK$4.09M · loan HK$5.00M · min. income ≈ HK$48,430/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$278,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,350
−HK$1,369/mo
▼ 0.25% · 3.875%
HK$26,029
−HK$690/mo
Today · 4.125%
HK$26,719
baseline
▲ 0.50% · 4.625%
HK$28,127
+HK$1,408/mo
Deposit HK$4.09M · loan HK$5.00M · min. income ≈ HK$53,438/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$278,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,858
−HK$1,559/mo
▼ 0.25% · 3.875%
HK$25,631
−HK$786/mo
Today · 4.125%
HK$26,417
baseline
▲ 0.50% · 4.625%
HK$28,024
+HK$1,607/mo
Deposit HK$3.63M · loan HK$5.45M · min. income ≈ HK$52,834/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$278,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,654
−HK$1,494/mo
▼ 0.25% · 3.875%
HK$28,396
−HK$752/mo
Today · 4.125%
HK$29,148
baseline
▲ 0.50% · 4.625%
HK$30,684
+HK$1,536/mo
Deposit HK$3.63M · loan HK$5.45M · min. income ≈ HK$58,296/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$278,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,929
−HK$1,689/mo
▼ 0.25% · 3.875%
HK$27,767
−HK$851/mo
Today · 4.125%
HK$28,618
baseline
▲ 0.50% · 4.625%
HK$30,359
+HK$1,741/mo
Deposit HK$3.18M · loan HK$5.90M · min. income ≈ HK$57,236/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$278,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,959
−HK$1,618/mo
▼ 0.25% · 3.875%
HK$30,762
−HK$815/mo
Today · 4.125%
HK$31,577
baseline
▲ 0.50% · 4.625%
HK$33,242
+HK$1,665/mo
Deposit HK$3.18M · loan HK$5.90M · min. income ≈ HK$63,154/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$278,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,001
−HK$1,818/mo
▼ 0.25% · 3.875%
HK$29,903
−HK$916/mo
Today · 4.125%
HK$30,819
baseline
▲ 0.50% · 4.625%
HK$32,695
+HK$1,876/mo
Deposit HK$2.73M · loan HK$6.36M · min. income ≈ HK$61,638/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$278,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,263
−HK$1,743/mo
▼ 0.25% · 3.875%
HK$33,128
−HK$878/mo
Today · 4.125%
HK$34,006
baseline
▲ 0.50% · 4.625%
HK$35,799
+HK$1,793/mo
Deposit HK$2.73M · loan HK$6.36M · min. income ≈ HK$68,012/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$278,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,072
−HK$1,949/mo
▼ 0.25% · 3.875%
HK$32,039
−HK$982/mo
Today · 4.125%
HK$33,021
baseline
▲ 0.50% · 4.625%
HK$35,030
+HK$2,009/mo
Deposit HK$2.27M · loan HK$6.81M · min. income ≈ HK$66,042/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$278,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,568
−HK$1,867/mo
▼ 0.25% · 3.875%
HK$35,495
−HK$940/mo
Today · 4.125%
HK$36,435
baseline
▲ 0.50% · 4.625%
HK$38,356
+HK$1,921/mo
Deposit HK$2.27M · loan HK$6.81M · min. income ≈ HK$72,870/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$278,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,144
−HK$2,078/mo
▼ 0.25% · 3.875%
HK$34,175
−HK$1,047/mo
Today · 4.125%
HK$35,222
baseline
▲ 0.50% · 4.625%
HK$37,365
+HK$2,143/mo
Deposit HK$1.82M · loan HK$7.27M · min. income ≈ HK$70,444/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$278,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,872
−HK$1,992/mo
▼ 0.25% · 3.875%
HK$37,861
−HK$1,003/mo
Today · 4.125%
HK$38,864
baseline
▲ 0.50% · 4.625%
HK$40,913
+HK$2,049/mo
Deposit HK$1.82M · loan HK$7.27M · min. income ≈ HK$77,728/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$278,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,215
−HK$2,208/mo
▼ 0.25% · 3.875%
HK$36,311
−HK$1,112/mo
Today · 4.125%
HK$37,423
baseline
▲ 0.50% · 4.625%
HK$39,701
+HK$2,278/mo
Deposit HK$1.36M · loan HK$7.72M · min. income ≈ HK$74,846/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$278,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,177
−HK$2,116/mo
▼ 0.25% · 3.875%
HK$40,227
−HK$1,066/mo
Today · 4.125%
HK$41,293
baseline
▲ 0.50% · 4.625%
HK$43,470
+HK$2,177/mo
Deposit HK$1.36M · loan HK$7.72M · min. income ≈ HK$82,586/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$278,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,287
−HK$2,338/mo
▼ 0.25% · 3.875%
HK$38,446
−HK$1,179/mo
Today · 4.125%
HK$39,625
baseline
▲ 0.50% · 4.625%
HK$42,036
+HK$2,411/mo
Deposit HK$908K · loan HK$8.18M · min. income ≈ HK$79,250/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$278,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,481
−HK$2,241/mo
▼ 0.25% · 3.875%
HK$42,594
−HK$1,128/mo
Today · 4.125%
HK$43,722
baseline
▲ 0.50% · 4.625%
HK$46,027
+HK$2,305/mo
Deposit HK$908K · loan HK$8.18M · min. income ≈ HK$87,444/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$278,442 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).