▼ 0.50% · 3.625%
HK$21,415
−HK$1,343/mo
▼ 0.25% · 3.875%
HK$22,081
−HK$677/mo
Today · 4.125%
HK$22,758
baseline
▲ 0.50% · 4.625%
HK$24,143
+HK$1,385/mo
Deposit HK$4.70M · loan HK$4.70M · min. income ≈ HK$45,516/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$309,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,824
−HK$1,287/mo
▼ 0.25% · 3.875%
HK$24,463
−HK$648/mo
Today · 4.125%
HK$25,111
baseline
▲ 0.50% · 4.625%
HK$26,435
+HK$1,324/mo
Deposit HK$4.70M · loan HK$4.70M · min. income ≈ HK$50,222/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$309,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,557
−HK$1,477/mo
▼ 0.25% · 3.875%
HK$24,289
−HK$745/mo
Today · 4.125%
HK$25,034
baseline
▲ 0.50% · 4.625%
HK$26,557
+HK$1,523/mo
Deposit HK$4.23M · loan HK$5.17M · min. income ≈ HK$50,068/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$309,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,206
−HK$1,416/mo
▼ 0.25% · 3.875%
HK$26,909
−HK$713/mo
Today · 4.125%
HK$27,622
baseline
▲ 0.50% · 4.625%
HK$29,078
+HK$1,456/mo
Deposit HK$4.23M · loan HK$5.17M · min. income ≈ HK$55,244/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$309,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,698
−HK$1,612/mo
▼ 0.25% · 3.875%
HK$26,497
−HK$813/mo
Today · 4.125%
HK$27,310
baseline
▲ 0.50% · 4.625%
HK$28,971
+HK$1,661/mo
Deposit HK$3.76M · loan HK$5.63M · min. income ≈ HK$54,620/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$309,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,589
−HK$1,544/mo
▼ 0.25% · 3.875%
HK$29,356
−HK$777/mo
Today · 4.125%
HK$30,133
baseline
▲ 0.50% · 4.625%
HK$31,722
+HK$1,589/mo
Deposit HK$3.76M · loan HK$5.63M · min. income ≈ HK$60,266/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$309,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,840
−HK$1,745/mo
▼ 0.25% · 3.875%
HK$28,705
−HK$880/mo
Today · 4.125%
HK$29,585
baseline
▲ 0.50% · 4.625%
HK$31,385
+HK$1,800/mo
Deposit HK$3.29M · loan HK$6.10M · min. income ≈ HK$59,170/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$309,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,971
−HK$1,673/mo
▼ 0.25% · 3.875%
HK$31,802
−HK$842/mo
Today · 4.125%
HK$32,644
baseline
▲ 0.50% · 4.625%
HK$34,365
+HK$1,721/mo
Deposit HK$3.29M · loan HK$6.10M · min. income ≈ HK$65,288/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$309,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,981
−HK$1,880/mo
▼ 0.25% · 3.875%
HK$30,914
−HK$947/mo
Today · 4.125%
HK$31,861
baseline
▲ 0.50% · 4.625%
HK$33,800
+HK$1,939/mo
Deposit HK$2.82M · loan HK$6.57M · min. income ≈ HK$63,722/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$309,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,354
−HK$1,802/mo
▼ 0.25% · 3.875%
HK$34,248
−HK$908/mo
Today · 4.125%
HK$35,156
baseline
▲ 0.50% · 4.625%
HK$37,009
+HK$1,853/mo
Deposit HK$2.82M · loan HK$6.57M · min. income ≈ HK$70,312/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$309,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,123
−HK$2,014/mo
▼ 0.25% · 3.875%
HK$33,122
−HK$1,015/mo
Today · 4.125%
HK$34,137
baseline
▲ 0.50% · 4.625%
HK$36,214
+HK$2,077/mo
Deposit HK$2.35M · loan HK$7.04M · min. income ≈ HK$68,274/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$309,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,736
−HK$1,931/mo
▼ 0.25% · 3.875%
HK$36,694
−HK$973/mo
Today · 4.125%
HK$37,667
baseline
▲ 0.50% · 4.625%
HK$39,652
+HK$1,985/mo
Deposit HK$2.35M · loan HK$7.04M · min. income ≈ HK$75,334/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$309,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,264
−HK$2,149/mo
▼ 0.25% · 3.875%
HK$35,330
−HK$1,083/mo
Today · 4.125%
HK$36,413
baseline
▲ 0.50% · 4.625%
HK$38,628
+HK$2,215/mo
Deposit HK$1.88M · loan HK$7.51M · min. income ≈ HK$72,826/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$309,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,118
−HK$2,060/mo
▼ 0.25% · 3.875%
HK$39,141
−HK$1,037/mo
Today · 4.125%
HK$40,178
baseline
▲ 0.50% · 4.625%
HK$42,296
+HK$2,118/mo
Deposit HK$1.88M · loan HK$7.51M · min. income ≈ HK$80,356/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$309,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,406
−HK$2,282/mo
▼ 0.25% · 3.875%
HK$37,538
−HK$1,150/mo
Today · 4.125%
HK$38,688
baseline
▲ 0.50% · 4.625%
HK$41,043
+HK$2,355/mo
Deposit HK$1.41M · loan HK$7.98M · min. income ≈ HK$77,376/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$309,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,501
−HK$2,188/mo
▼ 0.25% · 3.875%
HK$41,587
−HK$1,102/mo
Today · 4.125%
HK$42,689
baseline
▲ 0.50% · 4.625%
HK$44,939
+HK$2,250/mo
Deposit HK$1.41M · loan HK$7.98M · min. income ≈ HK$85,378/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$309,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,547
−HK$2,417/mo
▼ 0.25% · 3.875%
HK$39,746
−HK$1,218/mo
Today · 4.125%
HK$40,964
baseline
▲ 0.50% · 4.625%
HK$43,457
+HK$2,493/mo
Deposit HK$939K · loan HK$8.45M · min. income ≈ HK$81,928/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$309,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,883
−HK$2,317/mo
▼ 0.25% · 3.875%
HK$44,033
−HK$1,167/mo
Today · 4.125%
HK$45,200
baseline
▲ 0.50% · 4.625%
HK$47,583
+HK$2,383/mo
Deposit HK$939K · loan HK$8.45M · min. income ≈ HK$90,400/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$309,150 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).