▼ 0.50% · 3.625%
HK$19,172
−HK$1,203/mo
▼ 0.25% · 3.875%
HK$19,769
−HK$606/mo
Today · 4.125%
HK$20,375
baseline
▲ 0.50% · 4.625%
HK$21,614
+HK$1,239/mo
Deposit HK$4.20M · loan HK$4.20M · min. income ≈ HK$40,750/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$252,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,329
−HK$1,152/mo
▼ 0.25% · 3.875%
HK$21,901
−HK$580/mo
Today · 4.125%
HK$22,481
baseline
▲ 0.50% · 4.625%
HK$23,666
+HK$1,185/mo
Deposit HK$4.20M · loan HK$4.20M · min. income ≈ HK$44,962/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$252,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,090
−HK$1,322/mo
▼ 0.25% · 3.875%
HK$21,746
−HK$666/mo
Today · 4.125%
HK$22,412
baseline
▲ 0.50% · 4.625%
HK$23,776
+HK$1,364/mo
Deposit HK$3.78M · loan HK$4.62M · min. income ≈ HK$44,824/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$252,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,462
−HK$1,268/mo
▼ 0.25% · 3.875%
HK$24,091
−HK$639/mo
Today · 4.125%
HK$24,730
baseline
▲ 0.50% · 4.625%
HK$26,033
+HK$1,303/mo
Deposit HK$3.78M · loan HK$4.62M · min. income ≈ HK$49,460/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$252,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,007
−HK$1,443/mo
▼ 0.25% · 3.875%
HK$23,723
−HK$727/mo
Today · 4.125%
HK$24,450
baseline
▲ 0.50% · 4.625%
HK$25,937
+HK$1,487/mo
Deposit HK$3.36M · loan HK$5.04M · min. income ≈ HK$48,900/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$252,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,595
−HK$1,383/mo
▼ 0.25% · 3.875%
HK$26,281
−HK$697/mo
Today · 4.125%
HK$26,978
baseline
▲ 0.50% · 4.625%
HK$28,400
+HK$1,422/mo
Deposit HK$3.36M · loan HK$5.04M · min. income ≈ HK$53,956/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$252,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,924
−HK$1,563/mo
▼ 0.25% · 3.875%
HK$25,699
−HK$788/mo
Today · 4.125%
HK$26,487
baseline
▲ 0.50% · 4.625%
HK$28,099
+HK$1,612/mo
Deposit HK$2.94M · loan HK$5.47M · min. income ≈ HK$52,974/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$252,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,728
−HK$1,498/mo
▼ 0.25% · 3.875%
HK$28,471
−HK$755/mo
Today · 4.125%
HK$29,226
baseline
▲ 0.50% · 4.625%
HK$30,766
+HK$1,540/mo
Deposit HK$2.94M · loan HK$5.47M · min. income ≈ HK$58,452/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$252,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,841
−HK$1,684/mo
▼ 0.25% · 3.875%
HK$27,676
−HK$849/mo
Today · 4.125%
HK$28,525
baseline
▲ 0.50% · 4.625%
HK$30,260
+HK$1,735/mo
Deposit HK$2.52M · loan HK$5.89M · min. income ≈ HK$57,050/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$252,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,861
−HK$1,613/mo
▼ 0.25% · 3.875%
HK$30,662
−HK$812/mo
Today · 4.125%
HK$31,474
baseline
▲ 0.50% · 4.625%
HK$33,133
+HK$1,659/mo
Deposit HK$2.52M · loan HK$5.89M · min. income ≈ HK$62,948/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$252,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,759
−HK$1,803/mo
▼ 0.25% · 3.875%
HK$29,653
−HK$909/mo
Today · 4.125%
HK$30,562
baseline
▲ 0.50% · 4.625%
HK$32,422
+HK$1,860/mo
Deposit HK$2.10M · loan HK$6.31M · min. income ≈ HK$61,124/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$252,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,994
−HK$1,728/mo
▼ 0.25% · 3.875%
HK$32,852
−HK$870/mo
Today · 4.125%
HK$33,722
baseline
▲ 0.50% · 4.625%
HK$35,500
+HK$1,778/mo
Deposit HK$2.10M · loan HK$6.31M · min. income ≈ HK$67,444/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$252,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,676
−HK$1,923/mo
▼ 0.25% · 3.875%
HK$31,630
−HK$969/mo
Today · 4.125%
HK$32,599
baseline
▲ 0.50% · 4.625%
HK$34,583
+HK$1,984/mo
Deposit HK$1.68M · loan HK$6.73M · min. income ≈ HK$65,198/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$252,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,127
−HK$1,843/mo
▼ 0.25% · 3.875%
HK$35,042
−HK$928/mo
Today · 4.125%
HK$35,970
baseline
▲ 0.50% · 4.625%
HK$37,866
+HK$1,896/mo
Deposit HK$1.68M · loan HK$6.73M · min. income ≈ HK$71,940/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$252,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,593
−HK$2,044/mo
▼ 0.25% · 3.875%
HK$33,607
−HK$1,030/mo
Today · 4.125%
HK$34,637
baseline
▲ 0.50% · 4.625%
HK$36,744
+HK$2,107/mo
Deposit HK$1.26M · loan HK$7.15M · min. income ≈ HK$69,274/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$252,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,259
−HK$1,959/mo
▼ 0.25% · 3.875%
HK$37,232
−HK$986/mo
Today · 4.125%
HK$38,218
baseline
▲ 0.50% · 4.625%
HK$40,233
+HK$2,015/mo
Deposit HK$1.26M · loan HK$7.15M · min. income ≈ HK$76,436/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$252,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,510
−HK$2,164/mo
▼ 0.25% · 3.875%
HK$35,584
−HK$1,090/mo
Today · 4.125%
HK$36,674
baseline
▲ 0.50% · 4.625%
HK$38,906
+HK$2,232/mo
Deposit HK$841K · loan HK$7.57M · min. income ≈ HK$73,348/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$252,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,392
−HK$2,075/mo
▼ 0.25% · 3.875%
HK$39,422
−HK$1,045/mo
Today · 4.125%
HK$40,467
baseline
▲ 0.50% · 4.625%
HK$42,600
+HK$2,133/mo
Deposit HK$841K · loan HK$7.57M · min. income ≈ HK$80,934/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$252,240 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).