▼ 0.50% · 3.625%
HK$19,439
−HK$1,219/mo
▼ 0.25% · 3.875%
HK$20,043
−HK$615/mo
Today · 4.125%
HK$20,658
baseline
▲ 0.50% · 4.625%
HK$21,915
+HK$1,257/mo
Deposit HK$4.26M · loan HK$4.26M · min. income ≈ HK$41,316/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$255,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,625
−HK$1,169/mo
▼ 0.25% · 3.875%
HK$22,205
−HK$589/mo
Today · 4.125%
HK$22,794
baseline
▲ 0.50% · 4.625%
HK$23,995
+HK$1,201/mo
Deposit HK$4.26M · loan HK$4.26M · min. income ≈ HK$45,588/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$255,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,383
−HK$1,340/mo
▼ 0.25% · 3.875%
HK$22,048
−HK$675/mo
Today · 4.125%
HK$22,723
baseline
▲ 0.50% · 4.625%
HK$24,106
+HK$1,383/mo
Deposit HK$3.84M · loan HK$4.69M · min. income ≈ HK$45,446/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$255,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,788
−HK$1,285/mo
▼ 0.25% · 3.875%
HK$24,426
−HK$647/mo
Today · 4.125%
HK$25,073
baseline
▲ 0.50% · 4.625%
HK$26,395
+HK$1,322/mo
Deposit HK$3.84M · loan HK$4.69M · min. income ≈ HK$50,146/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$255,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,326
−HK$1,463/mo
▼ 0.25% · 3.875%
HK$24,052
−HK$737/mo
Today · 4.125%
HK$24,789
baseline
▲ 0.50% · 4.625%
HK$26,298
+HK$1,509/mo
Deposit HK$3.41M · loan HK$5.11M · min. income ≈ HK$49,578/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$255,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,950
−HK$1,402/mo
▼ 0.25% · 3.875%
HK$26,646
−HK$706/mo
Today · 4.125%
HK$27,352
baseline
▲ 0.50% · 4.625%
HK$28,794
+HK$1,442/mo
Deposit HK$3.41M · loan HK$5.11M · min. income ≈ HK$54,704/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$255,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,270
−HK$1,585/mo
▼ 0.25% · 3.875%
HK$26,056
−HK$799/mo
Today · 4.125%
HK$26,855
baseline
▲ 0.50% · 4.625%
HK$28,489
+HK$1,634/mo
Deposit HK$2.98M · loan HK$5.54M · min. income ≈ HK$53,710/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$255,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,113
−HK$1,519/mo
▼ 0.25% · 3.875%
HK$28,867
−HK$765/mo
Today · 4.125%
HK$29,632
baseline
▲ 0.50% · 4.625%
HK$31,194
+HK$1,562/mo
Deposit HK$2.98M · loan HK$5.54M · min. income ≈ HK$59,264/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$255,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,214
−HK$1,707/mo
▼ 0.25% · 3.875%
HK$28,061
−HK$860/mo
Today · 4.125%
HK$28,921
baseline
▲ 0.50% · 4.625%
HK$30,681
+HK$1,760/mo
Deposit HK$2.56M · loan HK$5.97M · min. income ≈ HK$57,842/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$255,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,276
−HK$1,635/mo
▼ 0.25% · 3.875%
HK$31,087
−HK$824/mo
Today · 4.125%
HK$31,911
baseline
▲ 0.50% · 4.625%
HK$33,593
+HK$1,682/mo
Deposit HK$2.56M · loan HK$5.97M · min. income ≈ HK$63,822/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$255,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,158
−HK$1,829/mo
▼ 0.25% · 3.875%
HK$30,065
−HK$922/mo
Today · 4.125%
HK$30,987
baseline
▲ 0.50% · 4.625%
HK$32,872
+HK$1,885/mo
Deposit HK$2.13M · loan HK$6.39M · min. income ≈ HK$61,974/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$255,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,438
−HK$1,753/mo
▼ 0.25% · 3.875%
HK$33,308
−HK$883/mo
Today · 4.125%
HK$34,191
baseline
▲ 0.50% · 4.625%
HK$35,993
+HK$1,802/mo
Deposit HK$2.13M · loan HK$6.39M · min. income ≈ HK$68,382/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$255,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,102
−HK$1,950/mo
▼ 0.25% · 3.875%
HK$32,069
−HK$983/mo
Today · 4.125%
HK$33,052
baseline
▲ 0.50% · 4.625%
HK$35,063
+HK$2,011/mo
Deposit HK$1.70M · loan HK$6.82M · min. income ≈ HK$66,104/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$255,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,601
−HK$1,869/mo
▼ 0.25% · 3.875%
HK$35,529
−HK$941/mo
Today · 4.125%
HK$36,470
baseline
▲ 0.50% · 4.625%
HK$38,392
+HK$1,922/mo
Deposit HK$1.70M · loan HK$6.82M · min. income ≈ HK$72,940/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$255,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,046
−HK$2,072/mo
▼ 0.25% · 3.875%
HK$34,074
−HK$1,044/mo
Today · 4.125%
HK$35,118
baseline
▲ 0.50% · 4.625%
HK$37,255
+HK$2,137/mo
Deposit HK$1.28M · loan HK$7.25M · min. income ≈ HK$70,236/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$255,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,763
−HK$1,986/mo
▼ 0.25% · 3.875%
HK$37,749
−HK$1,000/mo
Today · 4.125%
HK$38,749
baseline
▲ 0.50% · 4.625%
HK$40,792
+HK$2,043/mo
Deposit HK$1.28M · loan HK$7.25M · min. income ≈ HK$77,498/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$255,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,990
−HK$2,194/mo
▼ 0.25% · 3.875%
HK$36,078
−HK$1,106/mo
Today · 4.125%
HK$37,184
baseline
▲ 0.50% · 4.625%
HK$39,446
+HK$2,262/mo
Deposit HK$852K · loan HK$7.67M · min. income ≈ HK$74,368/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$255,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,926
−HK$2,103/mo
▼ 0.25% · 3.875%
HK$39,970
−HK$1,059/mo
Today · 4.125%
HK$41,029
baseline
▲ 0.50% · 4.625%
HK$43,191
+HK$2,162/mo
Deposit HK$852K · loan HK$7.67M · min. income ≈ HK$82,058/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$255,744 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).