▼ 0.50% · 3.625%
HK$15,735
−HK$987/mo
▼ 0.25% · 3.875%
HK$16,225
−HK$497/mo
Today · 4.125%
HK$16,722
baseline
▲ 0.50% · 4.625%
HK$17,739
+HK$1,017/mo
Deposit HK$3.45M · loan HK$3.45M · min. income ≈ HK$33,444/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$207,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,505
−HK$946/mo
▼ 0.25% · 3.875%
HK$17,975
−HK$476/mo
Today · 4.125%
HK$18,451
baseline
▲ 0.50% · 4.625%
HK$19,423
+HK$972/mo
Deposit HK$3.45M · loan HK$3.45M · min. income ≈ HK$36,902/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$207,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,309
−HK$1,085/mo
▼ 0.25% · 3.875%
HK$17,847
−HK$547/mo
Today · 4.125%
HK$18,394
baseline
▲ 0.50% · 4.625%
HK$19,513
+HK$1,119/mo
Deposit HK$3.11M · loan HK$3.80M · min. income ≈ HK$36,788/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$207,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,256
−HK$1,040/mo
▼ 0.25% · 3.875%
HK$19,772
−HK$524/mo
Today · 4.125%
HK$20,296
baseline
▲ 0.50% · 4.625%
HK$21,366
+HK$1,070/mo
Deposit HK$3.11M · loan HK$3.80M · min. income ≈ HK$40,592/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$207,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,882
−HK$1,184/mo
▼ 0.25% · 3.875%
HK$19,469
−HK$597/mo
Today · 4.125%
HK$20,066
baseline
▲ 0.50% · 4.625%
HK$21,287
+HK$1,221/mo
Deposit HK$2.76M · loan HK$4.14M · min. income ≈ HK$40,132/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$207,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,006
−HK$1,135/mo
▼ 0.25% · 3.875%
HK$21,570
−HK$571/mo
Today · 4.125%
HK$22,141
baseline
▲ 0.50% · 4.625%
HK$23,308
+HK$1,167/mo
Deposit HK$2.76M · loan HK$4.14M · min. income ≈ HK$44,282/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$207,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,456
−HK$1,282/mo
▼ 0.25% · 3.875%
HK$21,092
−HK$646/mo
Today · 4.125%
HK$21,738
baseline
▲ 0.50% · 4.625%
HK$23,061
+HK$1,323/mo
Deposit HK$2.42M · loan HK$4.49M · min. income ≈ HK$43,476/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$207,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,757
−HK$1,229/mo
▼ 0.25% · 3.875%
HK$23,367
−HK$619/mo
Today · 4.125%
HK$23,986
baseline
▲ 0.50% · 4.625%
HK$25,250
+HK$1,264/mo
Deposit HK$2.42M · loan HK$4.49M · min. income ≈ HK$47,972/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$207,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,029
−HK$1,382/mo
▼ 0.25% · 3.875%
HK$22,714
−HK$697/mo
Today · 4.125%
HK$23,411
baseline
▲ 0.50% · 4.625%
HK$24,835
+HK$1,424/mo
Deposit HK$2.07M · loan HK$4.83M · min. income ≈ HK$46,822/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$207,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,507
−HK$1,324/mo
▼ 0.25% · 3.875%
HK$25,164
−HK$667/mo
Today · 4.125%
HK$25,831
baseline
▲ 0.50% · 4.625%
HK$27,193
+HK$1,362/mo
Deposit HK$2.07M · loan HK$4.83M · min. income ≈ HK$51,662/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$207,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,603
−HK$1,480/mo
▼ 0.25% · 3.875%
HK$24,337
−HK$746/mo
Today · 4.125%
HK$25,083
baseline
▲ 0.50% · 4.625%
HK$26,609
+HK$1,526/mo
Deposit HK$1.73M · loan HK$5.18M · min. income ≈ HK$50,166/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$207,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,258
−HK$1,418/mo
▼ 0.25% · 3.875%
HK$26,962
−HK$714/mo
Today · 4.125%
HK$27,676
baseline
▲ 0.50% · 4.625%
HK$29,135
+HK$1,459/mo
Deposit HK$1.73M · loan HK$5.18M · min. income ≈ HK$55,352/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$207,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,176
−HK$1,579/mo
▼ 0.25% · 3.875%
HK$25,959
−HK$796/mo
Today · 4.125%
HK$26,755
baseline
▲ 0.50% · 4.625%
HK$28,383
+HK$1,628/mo
Deposit HK$1.38M · loan HK$5.52M · min. income ≈ HK$53,510/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$207,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,008
−HK$1,513/mo
▼ 0.25% · 3.875%
HK$28,759
−HK$762/mo
Today · 4.125%
HK$29,521
baseline
▲ 0.50% · 4.625%
HK$31,078
+HK$1,557/mo
Deposit HK$1.38M · loan HK$5.52M · min. income ≈ HK$59,042/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$207,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,750
−HK$1,677/mo
▼ 0.25% · 3.875%
HK$27,582
−HK$845/mo
Today · 4.125%
HK$28,427
baseline
▲ 0.50% · 4.625%
HK$30,157
+HK$1,730/mo
Deposit HK$1.04M · loan HK$5.87M · min. income ≈ HK$56,854/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$207,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,759
−HK$1,608/mo
▼ 0.25% · 3.875%
HK$30,557
−HK$810/mo
Today · 4.125%
HK$31,367
baseline
▲ 0.50% · 4.625%
HK$33,020
+HK$1,653/mo
Deposit HK$1.04M · loan HK$5.87M · min. income ≈ HK$62,734/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$207,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,323
−HK$1,776/mo
▼ 0.25% · 3.875%
HK$29,204
−HK$895/mo
Today · 4.125%
HK$30,099
baseline
▲ 0.50% · 4.625%
HK$31,931
+HK$1,832/mo
Deposit HK$690K · loan HK$6.21M · min. income ≈ HK$60,198/mo (50% DSR)
Upfront cash ≈ HK$897K (deposit + AVD stamp duty HK$207,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,509
−HK$1,703/mo
▼ 0.25% · 3.875%
HK$32,354
−HK$858/mo
Today · 4.125%
HK$33,212
baseline
▲ 0.50% · 4.625%
HK$34,962
+HK$1,750/mo
Deposit HK$690K · loan HK$6.21M · min. income ≈ HK$66,424/mo (50% DSR)
Upfront cash ≈ HK$897K (deposit + AVD stamp duty HK$207,018 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).