▼ 0.50% · 3.625%
HK$16,453
−HK$1,032/mo
▼ 0.25% · 3.875%
HK$16,965
−HK$520/mo
Today · 4.125%
HK$17,485
baseline
▲ 0.50% · 4.625%
HK$18,549
+HK$1,064/mo
Deposit HK$3.61M · loan HK$3.61M · min. income ≈ HK$34,970/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$216,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,304
−HK$989/mo
▼ 0.25% · 3.875%
HK$18,795
−HK$498/mo
Today · 4.125%
HK$19,293
baseline
▲ 0.50% · 4.625%
HK$20,310
+HK$1,017/mo
Deposit HK$3.61M · loan HK$3.61M · min. income ≈ HK$38,586/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$216,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,098
−HK$1,135/mo
▼ 0.25% · 3.875%
HK$18,661
−HK$572/mo
Today · 4.125%
HK$19,233
baseline
▲ 0.50% · 4.625%
HK$20,403
+HK$1,170/mo
Deposit HK$3.25M · loan HK$3.97M · min. income ≈ HK$38,466/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$216,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,134
−HK$1,088/mo
▼ 0.25% · 3.875%
HK$20,674
−HK$548/mo
Today · 4.125%
HK$21,222
baseline
▲ 0.50% · 4.625%
HK$22,341
+HK$1,119/mo
Deposit HK$3.25M · loan HK$3.97M · min. income ≈ HK$42,444/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$216,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,744
−HK$1,238/mo
▼ 0.25% · 3.875%
HK$20,358
−HK$624/mo
Today · 4.125%
HK$20,982
baseline
▲ 0.50% · 4.625%
HK$22,258
+HK$1,276/mo
Deposit HK$2.89M · loan HK$4.33M · min. income ≈ HK$41,964/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$216,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,964
−HK$1,187/mo
▼ 0.25% · 3.875%
HK$22,554
−HK$597/mo
Today · 4.125%
HK$23,151
baseline
▲ 0.50% · 4.625%
HK$24,371
+HK$1,220/mo
Deposit HK$2.89M · loan HK$4.33M · min. income ≈ HK$46,302/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$216,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,389
−HK$1,341/mo
▼ 0.25% · 3.875%
HK$22,054
−HK$676/mo
Today · 4.125%
HK$22,730
baseline
▲ 0.50% · 4.625%
HK$24,113
+HK$1,383/mo
Deposit HK$2.53M · loan HK$4.69M · min. income ≈ HK$45,460/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$216,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,795
−HK$1,285/mo
▼ 0.25% · 3.875%
HK$24,433
−HK$647/mo
Today · 4.125%
HK$25,080
baseline
▲ 0.50% · 4.625%
HK$26,402
+HK$1,322/mo
Deposit HK$2.53M · loan HK$4.69M · min. income ≈ HK$50,160/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$216,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,034
−HK$1,445/mo
▼ 0.25% · 3.875%
HK$23,751
−HK$728/mo
Today · 4.125%
HK$24,479
baseline
▲ 0.50% · 4.625%
HK$25,968
+HK$1,489/mo
Deposit HK$2.16M · loan HK$5.05M · min. income ≈ HK$48,958/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$216,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,625
−HK$1,385/mo
▼ 0.25% · 3.875%
HK$26,312
−HK$698/mo
Today · 4.125%
HK$27,010
baseline
▲ 0.50% · 4.625%
HK$28,433
+HK$1,423/mo
Deposit HK$2.16M · loan HK$5.05M · min. income ≈ HK$54,020/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$216,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,679
−HK$1,548/mo
▼ 0.25% · 3.875%
HK$25,447
−HK$780/mo
Today · 4.125%
HK$26,227
baseline
▲ 0.50% · 4.625%
HK$27,823
+HK$1,596/mo
Deposit HK$1.80M · loan HK$5.41M · min. income ≈ HK$52,454/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$216,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,456
−HK$1,483/mo
▼ 0.25% · 3.875%
HK$28,192
−HK$747/mo
Today · 4.125%
HK$28,939
baseline
▲ 0.50% · 4.625%
HK$30,464
+HK$1,525/mo
Deposit HK$1.80M · loan HK$5.41M · min. income ≈ HK$57,878/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$216,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,325
−HK$1,650/mo
▼ 0.25% · 3.875%
HK$27,144
−HK$831/mo
Today · 4.125%
HK$27,975
baseline
▲ 0.50% · 4.625%
HK$29,678
+HK$1,703/mo
Deposit HK$1.44M · loan HK$5.77M · min. income ≈ HK$55,950/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$216,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,286
−HK$1,582/mo
▼ 0.25% · 3.875%
HK$30,071
−HK$797/mo
Today · 4.125%
HK$30,868
baseline
▲ 0.50% · 4.625%
HK$32,495
+HK$1,627/mo
Deposit HK$1.44M · loan HK$5.77M · min. income ≈ HK$61,736/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$216,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,970
−HK$1,754/mo
▼ 0.25% · 3.875%
HK$28,840
−HK$884/mo
Today · 4.125%
HK$29,724
baseline
▲ 0.50% · 4.625%
HK$31,533
+HK$1,809/mo
Deposit HK$1.08M · loan HK$6.13M · min. income ≈ HK$59,448/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$216,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,116
−HK$1,681/mo
▼ 0.25% · 3.875%
HK$31,951
−HK$846/mo
Today · 4.125%
HK$32,797
baseline
▲ 0.50% · 4.625%
HK$34,526
+HK$1,729/mo
Deposit HK$1.08M · loan HK$6.13M · min. income ≈ HK$65,594/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$216,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,615
−HK$1,857/mo
▼ 0.25% · 3.875%
HK$30,536
−HK$936/mo
Today · 4.125%
HK$31,472
baseline
▲ 0.50% · 4.625%
HK$33,387
+HK$1,915/mo
Deposit HK$722K · loan HK$6.49M · min. income ≈ HK$62,944/mo (50% DSR)
Upfront cash ≈ HK$938K (deposit + AVD stamp duty HK$216,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,947
−HK$1,780/mo
▼ 0.25% · 3.875%
HK$33,830
−HK$897/mo
Today · 4.125%
HK$34,727
baseline
▲ 0.50% · 4.625%
HK$36,557
+HK$1,830/mo
Deposit HK$722K · loan HK$6.49M · min. income ≈ HK$69,454/mo (50% DSR)
Upfront cash ≈ HK$938K (deposit + AVD stamp duty HK$216,462 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).