▼ 0.50% · 3.625%
HK$19,424
−HK$1,219/mo
▼ 0.25% · 3.875%
HK$20,029
−HK$614/mo
Today · 4.125%
HK$20,643
baseline
▲ 0.50% · 4.625%
HK$21,899
+HK$1,256/mo
Deposit HK$4.26M · loan HK$4.26M · min. income ≈ HK$41,286/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$255,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,610
−HK$1,167/mo
▼ 0.25% · 3.875%
HK$22,189
−HK$588/mo
Today · 4.125%
HK$22,777
baseline
▲ 0.50% · 4.625%
HK$23,978
+HK$1,201/mo
Deposit HK$4.26M · loan HK$4.26M · min. income ≈ HK$45,554/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$255,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,367
−HK$1,340/mo
▼ 0.25% · 3.875%
HK$22,032
−HK$675/mo
Today · 4.125%
HK$22,707
baseline
▲ 0.50% · 4.625%
HK$24,088
+HK$1,381/mo
Deposit HK$3.83M · loan HK$4.69M · min. income ≈ HK$45,414/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$255,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,770
−HK$1,285/mo
▼ 0.25% · 3.875%
HK$24,408
−HK$647/mo
Today · 4.125%
HK$25,055
baseline
▲ 0.50% · 4.625%
HK$26,375
+HK$1,320/mo
Deposit HK$3.83M · loan HK$4.69M · min. income ≈ HK$50,110/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$255,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,309
−HK$1,462/mo
▼ 0.25% · 3.875%
HK$24,034
−HK$737/mo
Today · 4.125%
HK$24,771
baseline
▲ 0.50% · 4.625%
HK$26,278
+HK$1,507/mo
Deposit HK$3.41M · loan HK$5.11M · min. income ≈ HK$49,542/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$255,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,931
−HK$1,401/mo
▼ 0.25% · 3.875%
HK$26,627
−HK$705/mo
Today · 4.125%
HK$27,332
baseline
▲ 0.50% · 4.625%
HK$28,773
+HK$1,441/mo
Deposit HK$3.41M · loan HK$5.11M · min. income ≈ HK$54,664/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$255,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,252
−HK$1,583/mo
▼ 0.25% · 3.875%
HK$26,037
−HK$798/mo
Today · 4.125%
HK$26,835
baseline
▲ 0.50% · 4.625%
HK$28,468
+HK$1,633/mo
Deposit HK$2.98M · loan HK$5.54M · min. income ≈ HK$53,670/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$255,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,092
−HK$1,518/mo
▼ 0.25% · 3.875%
HK$28,846
−HK$764/mo
Today · 4.125%
HK$29,610
baseline
▲ 0.50% · 4.625%
HK$31,171
+HK$1,561/mo
Deposit HK$2.98M · loan HK$5.54M · min. income ≈ HK$59,220/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$255,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,194
−HK$1,706/mo
▼ 0.25% · 3.875%
HK$28,040
−HK$860/mo
Today · 4.125%
HK$28,900
baseline
▲ 0.50% · 4.625%
HK$30,658
+HK$1,758/mo
Deposit HK$2.56M · loan HK$5.96M · min. income ≈ HK$57,800/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$255,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,253
−HK$1,635/mo
▼ 0.25% · 3.875%
HK$31,065
−HK$823/mo
Today · 4.125%
HK$31,888
baseline
▲ 0.50% · 4.625%
HK$33,569
+HK$1,681/mo
Deposit HK$2.56M · loan HK$5.96M · min. income ≈ HK$63,776/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$255,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,137
−HK$1,827/mo
▼ 0.25% · 3.875%
HK$30,043
−HK$921/mo
Today · 4.125%
HK$30,964
baseline
▲ 0.50% · 4.625%
HK$32,848
+HK$1,884/mo
Deposit HK$2.13M · loan HK$6.39M · min. income ≈ HK$61,928/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$255,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,414
−HK$1,752/mo
▼ 0.25% · 3.875%
HK$33,284
−HK$882/mo
Today · 4.125%
HK$34,166
baseline
▲ 0.50% · 4.625%
HK$35,966
+HK$1,800/mo
Deposit HK$2.13M · loan HK$6.39M · min. income ≈ HK$68,332/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$255,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,079
−HK$1,949/mo
▼ 0.25% · 3.875%
HK$32,046
−HK$982/mo
Today · 4.125%
HK$33,028
baseline
▲ 0.50% · 4.625%
HK$35,038
+HK$2,010/mo
Deposit HK$1.70M · loan HK$6.81M · min. income ≈ HK$66,056/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$255,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,575
−HK$1,868/mo
▼ 0.25% · 3.875%
HK$35,503
−HK$940/mo
Today · 4.125%
HK$36,443
baseline
▲ 0.50% · 4.625%
HK$38,364
+HK$1,921/mo
Deposit HK$1.70M · loan HK$6.81M · min. income ≈ HK$72,886/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$255,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,022
−HK$2,070/mo
▼ 0.25% · 3.875%
HK$34,049
−HK$1,043/mo
Today · 4.125%
HK$35,092
baseline
▲ 0.50% · 4.625%
HK$37,228
+HK$2,136/mo
Deposit HK$1.28M · loan HK$7.24M · min. income ≈ HK$70,184/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$255,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,736
−HK$1,985/mo
▼ 0.25% · 3.875%
HK$37,721
−HK$1,000/mo
Today · 4.125%
HK$38,721
baseline
▲ 0.50% · 4.625%
HK$40,762
+HK$2,041/mo
Deposit HK$1.28M · loan HK$7.24M · min. income ≈ HK$77,442/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$255,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,964
−HK$2,193/mo
▼ 0.25% · 3.875%
HK$36,052
−HK$1,105/mo
Today · 4.125%
HK$37,157
baseline
▲ 0.50% · 4.625%
HK$39,417
+HK$2,260/mo
Deposit HK$852K · loan HK$7.67M · min. income ≈ HK$74,314/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$255,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,897
−HK$2,102/mo
▼ 0.25% · 3.875%
HK$39,940
−HK$1,059/mo
Today · 4.125%
HK$40,999
baseline
▲ 0.50% · 4.625%
HK$43,160
+HK$2,161/mo
Deposit HK$852K · loan HK$7.67M · min. income ≈ HK$81,998/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$255,557 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).