▼ 0.50% · 3.625%
HK$19,486
−HK$1,222/mo
▼ 0.25% · 3.875%
HK$20,092
−HK$616/mo
Today · 4.125%
HK$20,708
baseline
▲ 0.50% · 4.625%
HK$21,968
+HK$1,260/mo
Deposit HK$4.27M · loan HK$4.27M · min. income ≈ HK$41,416/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$256,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,678
−HK$1,171/mo
▼ 0.25% · 3.875%
HK$22,259
−HK$590/mo
Today · 4.125%
HK$22,849
baseline
▲ 0.50% · 4.625%
HK$24,054
+HK$1,205/mo
Deposit HK$4.27M · loan HK$4.27M · min. income ≈ HK$45,698/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$256,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,435
−HK$1,344/mo
▼ 0.25% · 3.875%
HK$22,101
−HK$678/mo
Today · 4.125%
HK$22,779
baseline
▲ 0.50% · 4.625%
HK$24,165
+HK$1,386/mo
Deposit HK$3.85M · loan HK$4.70M · min. income ≈ HK$45,558/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$256,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,846
−HK$1,288/mo
▼ 0.25% · 3.875%
HK$24,485
−HK$649/mo
Today · 4.125%
HK$25,134
baseline
▲ 0.50% · 4.625%
HK$26,459
+HK$1,325/mo
Deposit HK$3.85M · loan HK$4.70M · min. income ≈ HK$50,268/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$256,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,383
−HK$1,466/mo
▼ 0.25% · 3.875%
HK$24,110
−HK$739/mo
Today · 4.125%
HK$24,849
baseline
▲ 0.50% · 4.625%
HK$26,361
+HK$1,512/mo
Deposit HK$3.42M · loan HK$5.13M · min. income ≈ HK$49,698/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$256,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,013
−HK$1,406/mo
▼ 0.25% · 3.875%
HK$26,711
−HK$708/mo
Today · 4.125%
HK$27,419
baseline
▲ 0.50% · 4.625%
HK$28,864
+HK$1,445/mo
Deposit HK$3.42M · loan HK$5.13M · min. income ≈ HK$54,838/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$256,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,332
−HK$1,588/mo
▼ 0.25% · 3.875%
HK$26,120
−HK$800/mo
Today · 4.125%
HK$26,920
baseline
▲ 0.50% · 4.625%
HK$28,558
+HK$1,638/mo
Deposit HK$2.99M · loan HK$5.55M · min. income ≈ HK$53,840/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$256,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,181
−HK$1,523/mo
▼ 0.25% · 3.875%
HK$28,937
−HK$767/mo
Today · 4.125%
HK$29,704
baseline
▲ 0.50% · 4.625%
HK$31,270
+HK$1,566/mo
Deposit HK$2.99M · loan HK$5.55M · min. income ≈ HK$59,408/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$256,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,280
−HK$1,711/mo
▼ 0.25% · 3.875%
HK$28,129
−HK$862/mo
Today · 4.125%
HK$28,991
baseline
▲ 0.50% · 4.625%
HK$30,755
+HK$1,764/mo
Deposit HK$2.56M · loan HK$5.98M · min. income ≈ HK$57,982/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$256,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,349
−HK$1,640/mo
▼ 0.25% · 3.875%
HK$31,163
−HK$826/mo
Today · 4.125%
HK$31,989
baseline
▲ 0.50% · 4.625%
HK$33,675
+HK$1,686/mo
Deposit HK$2.56M · loan HK$5.98M · min. income ≈ HK$63,978/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$256,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,229
−HK$1,833/mo
▼ 0.25% · 3.875%
HK$30,138
−HK$924/mo
Today · 4.125%
HK$31,062
baseline
▲ 0.50% · 4.625%
HK$32,952
+HK$1,890/mo
Deposit HK$2.14M · loan HK$6.41M · min. income ≈ HK$62,124/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$256,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,517
−HK$1,757/mo
▼ 0.25% · 3.875%
HK$33,389
−HK$885/mo
Today · 4.125%
HK$34,274
baseline
▲ 0.50% · 4.625%
HK$36,080
+HK$1,806/mo
Deposit HK$2.14M · loan HK$6.41M · min. income ≈ HK$68,548/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$256,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,178
−HK$1,955/mo
▼ 0.25% · 3.875%
HK$32,147
−HK$986/mo
Today · 4.125%
HK$33,133
baseline
▲ 0.50% · 4.625%
HK$35,149
+HK$2,016/mo
Deposit HK$1.71M · loan HK$6.84M · min. income ≈ HK$66,266/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$256,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,685
−HK$1,874/mo
▼ 0.25% · 3.875%
HK$35,615
−HK$944/mo
Today · 4.125%
HK$36,559
baseline
▲ 0.50% · 4.625%
HK$38,486
+HK$1,927/mo
Deposit HK$1.71M · loan HK$6.84M · min. income ≈ HK$73,118/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$256,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,126
−HK$2,077/mo
▼ 0.25% · 3.875%
HK$34,157
−HK$1,046/mo
Today · 4.125%
HK$35,203
baseline
▲ 0.50% · 4.625%
HK$37,345
+HK$2,142/mo
Deposit HK$1.28M · loan HK$7.26M · min. income ≈ HK$70,406/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$256,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,852
−HK$1,991/mo
▼ 0.25% · 3.875%
HK$37,841
−HK$1,002/mo
Today · 4.125%
HK$38,843
baseline
▲ 0.50% · 4.625%
HK$40,891
+HK$2,048/mo
Deposit HK$1.28M · loan HK$7.26M · min. income ≈ HK$77,686/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$256,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,075
−HK$2,199/mo
▼ 0.25% · 3.875%
HK$36,166
−HK$1,108/mo
Today · 4.125%
HK$37,274
baseline
▲ 0.50% · 4.625%
HK$39,542
+HK$2,268/mo
Deposit HK$855K · loan HK$7.69M · min. income ≈ HK$74,548/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$256,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,020
−HK$2,108/mo
▼ 0.25% · 3.875%
HK$40,067
−HK$1,061/mo
Today · 4.125%
HK$41,128
baseline
▲ 0.50% · 4.625%
HK$43,296
+HK$2,168/mo
Deposit HK$855K · loan HK$7.69M · min. income ≈ HK$82,256/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$256,366 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).