▼ 0.50% · 3.625%
HK$18,387
−HK$1,153/mo
▼ 0.25% · 3.875%
HK$18,959
−HK$581/mo
Today · 4.125%
HK$19,540
baseline
▲ 0.50% · 4.625%
HK$20,729
+HK$1,189/mo
Deposit HK$4.03M · loan HK$4.03M · min. income ≈ HK$39,080/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$241,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,456
−HK$1,105/mo
▼ 0.25% · 3.875%
HK$21,004
−HK$557/mo
Today · 4.125%
HK$21,561
baseline
▲ 0.50% · 4.625%
HK$22,697
+HK$1,136/mo
Deposit HK$4.03M · loan HK$4.03M · min. income ≈ HK$43,122/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$241,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,226
−HK$1,268/mo
▼ 0.25% · 3.875%
HK$20,855
−HK$639/mo
Today · 4.125%
HK$21,494
baseline
▲ 0.50% · 4.625%
HK$22,802
+HK$1,308/mo
Deposit HK$3.63M · loan HK$4.43M · min. income ≈ HK$42,988/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$241,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,501
−HK$1,216/mo
▼ 0.25% · 3.875%
HK$23,105
−HK$612/mo
Today · 4.125%
HK$23,717
baseline
▲ 0.50% · 4.625%
HK$24,967
+HK$1,250/mo
Deposit HK$3.63M · loan HK$4.43M · min. income ≈ HK$47,434/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$241,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,065
−HK$1,383/mo
▼ 0.25% · 3.875%
HK$22,751
−HK$697/mo
Today · 4.125%
HK$23,448
baseline
▲ 0.50% · 4.625%
HK$24,875
+HK$1,427/mo
Deposit HK$3.23M · loan HK$4.84M · min. income ≈ HK$46,896/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$241,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,547
−HK$1,326/mo
▼ 0.25% · 3.875%
HK$25,205
−HK$668/mo
Today · 4.125%
HK$25,873
baseline
▲ 0.50% · 4.625%
HK$27,237
+HK$1,364/mo
Deposit HK$3.23M · loan HK$4.84M · min. income ≈ HK$51,746/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$241,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,903
−HK$1,499/mo
▼ 0.25% · 3.875%
HK$24,647
−HK$755/mo
Today · 4.125%
HK$25,402
baseline
▲ 0.50% · 4.625%
HK$26,948
+HK$1,546/mo
Deposit HK$2.82M · loan HK$5.24M · min. income ≈ HK$50,804/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$241,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,592
−HK$1,437/mo
▼ 0.25% · 3.875%
HK$27,305
−HK$724/mo
Today · 4.125%
HK$28,029
baseline
▲ 0.50% · 4.625%
HK$29,506
+HK$1,477/mo
Deposit HK$2.82M · loan HK$5.24M · min. income ≈ HK$56,058/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$241,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,742
−HK$1,614/mo
▼ 0.25% · 3.875%
HK$26,543
−HK$813/mo
Today · 4.125%
HK$27,356
baseline
▲ 0.50% · 4.625%
HK$29,021
+HK$1,665/mo
Deposit HK$2.42M · loan HK$5.64M · min. income ≈ HK$54,712/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$241,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,638
−HK$1,547/mo
▼ 0.25% · 3.875%
HK$29,406
−HK$779/mo
Today · 4.125%
HK$30,185
baseline
▲ 0.50% · 4.625%
HK$31,776
+HK$1,591/mo
Deposit HK$2.42M · loan HK$5.64M · min. income ≈ HK$60,370/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$241,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,581
−HK$1,729/mo
▼ 0.25% · 3.875%
HK$28,439
−HK$871/mo
Today · 4.125%
HK$29,310
baseline
▲ 0.50% · 4.625%
HK$31,094
+HK$1,784/mo
Deposit HK$2.02M · loan HK$6.05M · min. income ≈ HK$58,620/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$241,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,683
−HK$1,658/mo
▼ 0.25% · 3.875%
HK$31,506
−HK$835/mo
Today · 4.125%
HK$32,341
baseline
▲ 0.50% · 4.625%
HK$34,046
+HK$1,705/mo
Deposit HK$2.02M · loan HK$6.05M · min. income ≈ HK$64,682/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$241,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,419
−HK$1,845/mo
▼ 0.25% · 3.875%
HK$30,335
−HK$929/mo
Today · 4.125%
HK$31,264
baseline
▲ 0.50% · 4.625%
HK$33,167
+HK$1,903/mo
Deposit HK$1.61M · loan HK$6.45M · min. income ≈ HK$62,528/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$241,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,729
−HK$1,768/mo
▼ 0.25% · 3.875%
HK$33,607
−HK$890/mo
Today · 4.125%
HK$34,497
baseline
▲ 0.50% · 4.625%
HK$36,315
+HK$1,818/mo
Deposit HK$1.61M · loan HK$6.45M · min. income ≈ HK$68,994/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$241,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,258
−HK$1,960/mo
▼ 0.25% · 3.875%
HK$32,230
−HK$988/mo
Today · 4.125%
HK$33,218
baseline
▲ 0.50% · 4.625%
HK$35,240
+HK$2,022/mo
Deposit HK$1.21M · loan HK$6.85M · min. income ≈ HK$66,436/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$241,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,774
−HK$1,879/mo
▼ 0.25% · 3.875%
HK$35,707
−HK$946/mo
Today · 4.125%
HK$36,653
baseline
▲ 0.50% · 4.625%
HK$38,585
+HK$1,932/mo
Deposit HK$1.21M · loan HK$6.85M · min. income ≈ HK$73,306/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$241,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,097
−HK$2,075/mo
▼ 0.25% · 3.875%
HK$34,126
−HK$1,046/mo
Today · 4.125%
HK$35,172
baseline
▲ 0.50% · 4.625%
HK$37,312
+HK$2,140/mo
Deposit HK$806K · loan HK$7.26M · min. income ≈ HK$70,344/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$241,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,820
−HK$1,989/mo
▼ 0.25% · 3.875%
HK$37,807
−HK$1,002/mo
Today · 4.125%
HK$38,809
baseline
▲ 0.50% · 4.625%
HK$40,855
+HK$2,046/mo
Deposit HK$806K · loan HK$7.26M · min. income ≈ HK$77,618/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$241,909 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).