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Home Central and Western District SCENIC GARDEN BLOCK 1

28/F B

in SCENIC GARDEN BLOCK 1

Central and Western District · Hong Kong Island

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Floor
1/F A 1,397 ft² 1/F B 1,223 ft² 2/F A 1,397 ft² 2/F B 1,223 ft² 3/F B 1,223 ft² 5/F A 1,397 ft² 5/F B 1,218 ft² 6/F B 1,218 ft² 7/F A 1,397 ft² 7/F B 1,223 ft² 8/F A 1,406 ft² 8/F B 1,223 ft² 9/F A 1,397 ft² 9/F B 1,223 ft² 10/F A 1,406 ft² 10/F B 1,218 ft² 11/F A 1,406 ft² 11/F B 1,223 ft² 12/F A 1,397 ft² 12/F B 1,218 ft² 13/F A 1,397 ft² 13/F B 1,223 ft² 15/F B 1,218 ft² 16/F A 1,406 ft² 16/F B 1,223 ft² 17/F B 1,218 ft² 19/F A 1,397 ft² 20/F B 1,223 ft² 21/F A 1,397 ft² 21/F B 1,218 ft² 22/F A 1,397 ft² 23/F A 1,397 ft² 23/F B 1,223 ft² 25/F B 1,223 ft² 26/F A 1,406 ft² 26/F B 1,223 ft² 28/F A 1,397 ft² 28/F B 1,223 ft² 29/F A 1,397 ft² 30/F B 1,223 ft² 31/F A 1,397 ft² 31/F B 1,223 ft² 32/F A 1,397 ft² 32/F B 1,223 ft² 35/F B 1,223 ft² 36/F A 1,397 ft² 36/F B 1,218 ft² 37/F A 1,397 ft² 38/F B 1,223 ft² 39/F A 1,087 ft² 41/F A 1,128 ft² 41/F B 1,089 ft² 42/F A 1,128 ft² 42/F B 1,089 ft²
Crescira AVM · estimated value ● Medium confidence
HK$27.51M
≈ HK$22,497 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 70% mortgage, the deposit on this unit is about HK$8.25M, with repayments around HK$93,343/mo for the first 5 years.

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Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$87,835
−HK$5,508/mo
▼ 0.25% · 3.875%
HK$90,567
−HK$2,776/mo
Today · 4.125%
HK$93,343
baseline
▲ 0.50% · 4.625%
HK$99,022
+HK$5,679/mo

Deposit HK$8.25M · loan HK$19.26M · min. income ≈ HK$186,686/mo (50% DSR)

Upfront cash ≈ HK$9.42M (deposit + AVD stamp duty HK$1,169,346 · Scale 2, in force from 26 Feb 2026)

QoL Matrix

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Nearest MTR
Mass Transit Railway Sai Ying Pun Station
≈ 5 min walk · 387 m
Education
45
schools within 1 km (14 within 500 m)
Daily convenience
42
within 1 km (9 within 500 m)
Health
13
hospitals/clinics within 1 km
Recreation
66
parks, libraries, sports within 1 km

Excellent connectivity — about 5 min walk to Mass Transit Railway Sai Ying Pun Station Station.

Family-friendly — 45 schools within a 1 km walk.

Everyday convenience — 42 shopping and daily-needs spots nearby.

Healthcare close by — 13 hospitals/clinics within 1 km.

Green space & leisure — 66 parks, libraries and sports venues nearby.

Location

Unit Information

Floor
28/F
Flat
B
Saleable Area
1,223 Saleable ft²
Gross Area
1,532 ft²
Efficiency
80%
District
Central and Western District · Hong Kong Island
School net (POA)
11

Transaction History

Date Price Gain / loss
2010-02-04 HK$16.89M +12.6%
2008-02-20 HK$15.00M +59.9%
2005-12-14 HK$9.38M —

Other appraised units in this building

1/F A
1,397 ft²
HK$26.04M
1/F B
1,223 ft²
HK$22.15M
2/F A
1,397 ft²
HK$25.41M
2/F B
1,223 ft²
HK$21.62M
3/F B
1,223 ft²
HK$21.84M
5/F A
1,397 ft²
HK$25.96M
Data sourced from Renavon.com