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Home Wan Chai District Grand Deco Tower

21/F A

in Grand Deco Tower

Wan Chai District · Hong Kong Island

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Floor
P/H A 2,389 ft² P/H B 2,355 ft² 10/F B 1,026 ft² 11/F B 1,051 ft² 12/F A 1,003 ft² 12/F B 1,026 ft² 15/F B 1,026 ft² 16/F A 1,003 ft² 16/F B 1,051 ft² 17/F A 1,003 ft² 17/F B 1,024 ft² 18/F A 1,003 ft² 18/F B 1,026 ft² 19/F A 1,027 ft² 19/F B 1,051 ft² 20/F A 1,003 ft² 20/F B 1,024 ft² 21/F A 1,027 ft² 21/F B 1,026 ft² 22/F A 1,035 ft² 22/F B 1,026 ft² 23/F A 1,003 ft² 23/F B 1,026 ft² 25/F A 1,035 ft² 25/F B 1,026 ft² 26/F A 1,003 ft² 26/F B 1,051 ft² 27/F B 1,051 ft² 28/F A 1,035 ft² 28/F B 1,051 ft² 29/F A 1,003 ft² 29/F B 1,051 ft² 30/F A 1,035 ft² 31/F A 1,003 ft² 31/F B 1,026 ft² 32/F A 1,003 ft² 32/F B 1,024 ft² 33/F A 1,003 ft² 33/F B 1,051 ft² 35/F A 1,035 ft² 35/F B 1,051 ft² 36/F A 1,003 ft² 36/F B 1,051 ft² 37/F A 1,003 ft² 37/F B 1,026 ft² 38/F A 1,003 ft² 38/F B 1,026 ft² 39/F A 1,035 ft²
Crescira AVM · estimated value ● Medium confidence
HK$22.62M
≈ HK$22,025 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 70% mortgage, the deposit on this unit is about HK$6.79M, with repayments around HK$76,740/mo for the first 5 years.

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Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$72,211
−HK$4,529/mo
▼ 0.25% · 3.875%
HK$74,457
−HK$2,283/mo
Today · 4.125%
HK$76,740
baseline
▲ 0.50% · 4.625%
HK$81,409
+HK$4,669/mo

Deposit HK$6.79M · loan HK$15.83M · min. income ≈ HK$153,480/mo (50% DSR)

Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$961,352 · Scale 2, in force from 26 Feb 2026)

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mass Transit Railway Tin Hau Station
≈ 8 min walk · 621 m
Education
38
schools within 1 km (12 within 500 m)
Daily convenience
30
within 1 km (3 within 500 m)
Health
3
hospitals/clinics within 1 km
Recreation
66
parks, libraries, sports within 1 km

Family-friendly — 38 schools within a 1 km walk.

Everyday convenience — 30 shopping and daily-needs spots nearby.

Healthcare close by — 3 hospitals/clinics within 1 km.

Green space & leisure — 66 parks, libraries and sports venues nearby.

Location

Unit Information

Floor
21/F
Flat
A
Saleable Area
1,027 Saleable ft²
Gross Area
1,418 ft²
Efficiency
72%
District
Wan Chai District · Hong Kong Island
School net (POA)
12

Transaction History

Date Price Gain / loss
2004-12-03 HK$7.50M −12.3%
1999-08-11 HK$8.55M —

Other appraised units in this building

P/H A
2,389 ft²
HK$66.83M
P/H B
2,355 ft²
HK$65.34M
10/F B
1,026 ft²
HK$21.74M
11/F B
1,051 ft²
HK$21.70M
12/F A
1,003 ft²
HK$20.76M
12/F B
1,026 ft²
HK$21.48M
Data sourced from Renavon.com