Home Wan Chai District Grand Deco Tower

39/F A

Switch unit

Floor

P/H A 2,389 ft² P/H B 2,355 ft² 10/F B 1,026 ft² 11/F B 1,051 ft² 12/F A 1,003 ft² 12/F B 1,026 ft² 15/F B 1,026 ft² 16/F A 1,003 ft² 16/F B 1,051 ft² 17/F A 1,003 ft² 17/F B 1,024 ft² 18/F A 1,003 ft² 18/F B 1,026 ft² 19/F A 1,027 ft² 19/F B 1,051 ft² 20/F A 1,003 ft² 20/F B 1,024 ft² 21/F A 1,027 ft² 21/F B 1,026 ft² 22/F A 1,035 ft² 22/F B 1,026 ft² 23/F A 1,003 ft² 23/F B 1,026 ft² 25/F A 1,035 ft² 25/F B 1,026 ft² 26/F A 1,003 ft² 26/F B 1,051 ft² 27/F B 1,051 ft² 28/F A 1,035 ft² 28/F B 1,051 ft² 29/F A 1,003 ft² 29/F B 1,051 ft² 30/F A 1,035 ft² 31/F A 1,003 ft² 31/F B 1,026 ft² 32/F A 1,003 ft² 32/F B 1,024 ft² 33/F A 1,003 ft² 33/F B 1,051 ft² 35/F A 1,035 ft² 35/F B 1,051 ft² 36/F A 1,003 ft² 36/F B 1,051 ft² 37/F A 1,003 ft² 37/F B 1,026 ft² 38/F A 1,003 ft² 38/F B 1,026 ft² 39/F A 1,035 ft²

Estimate Mortgage & QoL Unit Information Transaction History

Crescira AVM · estimated value ● Medium confidence

HK$25.14M

≈ HK$24,294 / ft² saleable · updated 2026-06-01

Not an offer or formal valuation

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 70% mortgage, the deposit on this unit is about HK$7.54M, with repayments around HK$85,304/mo for the first 5 years.

Open full planner → Compare mortgage offers →

Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

P-plan · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV

Term

▼ 0.50% · 3.625%

HK$80,270

−HK$5,034/mo

▼ 0.25% · 3.875%

HK$82,767

−HK$2,537/mo

Today · 4.125%

HK$85,304

baseline

▲ 0.50% · 4.625%

HK$90,494

+HK$5,190/mo

Deposit HK$7.54M · loan HK$17.60M · min. income ≈ HK$170,608/mo (50% DSR)

Upfront cash ≈ HK$8.61M (deposit + AVD stamp duty HK$1,068,640 · Scale 2, in force from 26 Feb 2026)

QoL Matrix

View full Quality-of-Life page → Government open data

Nearest MTR

Mass Transit Railway Tin Hau Station

≈ 8 min walk · 621 m

Education

schools within 1 km (12 within 500 m)

Daily convenience

within 1 km (3 within 500 m)

Health

hospitals/clinics within 1 km

Recreation

parks, libraries, sports within 1 km

Family-friendly — 38 schools within a 1 km walk.

Everyday convenience — 30 shopping and daily-needs spots nearby.

Healthcare close by — 3 hospitals/clinics within 1 km.

Green space & leisure — 66 parks, libraries and sports venues nearby.

Location

Unit Information

Floor: 39/F
Flat: A
Saleable Area: 1,035 Saleable ft²
Gross Area: 1,418 ft²
Efficiency: 73%
District: Wan Chai District · Hong Kong Island
School net (POA): 12

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
2018-11-15	HK$23.00M	+86.2% 10.3y · 8.0%/yr	HK$22,222	HK$16,220
2008-08-05	HK$12.35M	+35.9%	HK$11,932	HK$8,709
2007-08-07	HK$9.09M	−5.0%	HK$8,783	HK$6,410
2005-01-06	HK$9.57M	—	HK$9,246	HK$6,749