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Crescira AVM · estimated value ● Medium confidence
HK$110.59M
≈ HK$39,609 / ft² saleable · updated 2026-09-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$33.18M, with repayments around HK$375,173/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$353,035
−HK$22,138/mo
▼ 0.25% · 3.875%
HK$364,016
−HK$11,157/mo
Today · 4.125%
HK$375,173
baseline
▲ 0.50% · 4.625%
HK$398,001
+HK$22,828/mo

Deposit HK$33.18M · loan HK$77.41M · min. income ≈ HK$750,346/mo (50% DSR)

Upfront cash ≈ HK$40.36M (deposit + AVD stamp duty HK$7,188,178 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
9/F
Flat
1A號
Saleable Area
2,792 ft²
Gross Area
3,663 ft²
Efficiency
76%
District
Central and Western District · Hong Kong Island
School net (POA)
11

Transaction History

Date Price Gain / loss
1999-12-18 HK$29.00M −46.3%
2.5y
1997-07-17 HK$54.00M +16.0%
0.4y
1997-03-14 HK$46.57M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Central
≈ 13 min walk · 1,003 m
Education
15
schools within 1 km (3 within 500 m)
Daily convenience
20
within 1 km (3 within 500 m)
Health
1
hospitals/clinics within 1 km
Recreation
35
parks, libraries, sports within 1 km

Family-friendly — 15 schools within a 1 km walk.

Everyday convenience — 20 shopping and daily-needs spots nearby.

Healthcare close by — 1 hospital/clinics within 1 km.

Green space & leisure — 35 parks, libraries and sports venues nearby.

Location

Other appraised units in this building