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Crescira AVM · estimated value Medium confidence
HK$136.78M
≈ HK$49,097 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$41.04M, with repayments around HK$464,045/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$436,662
−HK$27,383/mo
▼ 0.25% · 3.875%
HK$450,245
−HK$13,800/mo
Today · 4.125%
HK$464,045
baseline
▲ 0.50% · 4.625%
HK$492,281
+HK$28,236/mo

Deposit HK$41.04M · loan HK$95.75M · min. income ≈ HK$928,090/mo (50% DSR)

Upfront cash ≈ HK$49.93M (deposit + AVD stamp duty HK$8,890,927 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
22/F
Flat
1A號
Saleable Area
2,786 ft²
Gross Area
3,663 ft²
Efficiency
76%
District
Central and Western District · Hong Kong Island
School net (POA)
11

Transaction History

Date Price Gain / loss
2020-06-30 HK$133.80M +4.5%
9.1y
2011-06-03 HK$128.00M +122.6%
2007-06-01 HK$57.50M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Central
≈ 13 min walk · 1,003 m
Education
15
schools within 1 km (3 within 500 m)
Daily convenience
20
within 1 km (3 within 500 m)
Health
1
hospitals/clinics within 1 km
Recreation
35
parks, libraries, sports within 1 km

Family-friendly — 15 schools within a 1 km walk.

Everyday convenience — 20 shopping and daily-needs spots nearby.

Healthcare close by — 1 hospital/clinics within 1 km.

Green space & leisure — 35 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com