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Crescira AVM · estimated value Medium confidence
HK$126.87M
≈ HK$45,439 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$38.06M, with repayments around HK$430,401/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$405,003
−HK$25,398/mo
▼ 0.25% · 3.875%
HK$417,601
−HK$12,800/mo
Today · 4.125%
HK$430,401
baseline
▲ 0.50% · 4.625%
HK$456,589
+HK$26,188/mo

Deposit HK$38.06M · loan HK$88.81M · min. income ≈ HK$860,802/mo (50% DSR)

Upfront cash ≈ HK$46.31M (deposit + AVD stamp duty HK$8,246,321 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
15/F
Flat
NO. 1A
Saleable Area
2,792 ft²
Gross Area
3,638 ft²
Efficiency
77%
District
Central and Western District · Hong Kong Island
School net (POA)
11

Transaction History

Date Price Gain / loss
2004-04-06 HK$34.80M +19.1%
1999-09-21 HK$29.23M −41.5%
1997-08-30 HK$50.00M +23.5%
1995-07-19 HK$40.50M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Central
≈ 13 min walk · 1,003 m
Education
15
schools within 1 km (3 within 500 m)
Daily convenience
20
within 1 km (3 within 500 m)
Health
1
hospitals/clinics within 1 km
Recreation
35
parks, libraries, sports within 1 km

Family-friendly — 15 schools within a 1 km walk.

Everyday convenience — 20 shopping and daily-needs spots nearby.

Healthcare close by — 1 hospital/clinics within 1 km.

Green space & leisure — 35 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com