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Crescira AVM · estimated value ● Medium confidence
HK$106.46M
≈ HK$37,289 / ft² saleable · updated 2026-09-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$31.94M, with repayments around HK$361,172/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$339,860
−HK$21,312/mo
▼ 0.25% · 3.875%
HK$350,432
−HK$10,740/mo
Today · 4.125%
HK$361,172
baseline
▲ 0.50% · 4.625%
HK$383,149
+HK$21,977/mo

Deposit HK$31.94M · loan HK$74.52M · min. income ≈ HK$722,344/mo (50% DSR)

Upfront cash ≈ HK$38.13M (deposit + AVD stamp duty HK$6,188,132 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
3/F
Flat
1A號
Saleable Area
2,855 ft²
Gross Area
3,638 ft²
Efficiency
78%
District
Central and Western District · Hong Kong Island
School net (POA)
11

Transaction History

Date Price Gain / loss
2026-08-21 HK$86.80M −17.3%
8.5y
2018-02-27 HK$105.00M +209.7%
12.2y
2005-12-02 HK$33.90M −29.4%
8.4y
1997-06-26 HK$48.00M +61.1%
1.0y
1996-07-02 HK$29.80M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Central
≈ 13 min walk · 1,003 m
Education
15
schools within 1 km (3 within 500 m)
Daily convenience
20
within 1 km (3 within 500 m)
Health
1
hospitals/clinics within 1 km
Recreation
35
parks, libraries, sports within 1 km

Family-friendly — 15 schools within a 1 km walk.

Everyday convenience — 20 shopping and daily-needs spots nearby.

Healthcare close by — 1 hospital/clinics within 1 km.

Green space & leisure — 35 parks, libraries and sports venues nearby.

Location

Other appraised units in this building