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Home Central and Western District AMBER GARDEN BLOCK AB

22/F A

in AMBER GARDEN BLOCK AB

Central and Western District · Hong Kong Island

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Floor
7/F B 1,404 ft² 9/F A 1,404 ft² 9/F B 1,404 ft² 10/F A 1,404 ft² 10/F B 1,404 ft² 11/F A 1,404 ft² 11/F B 1,479 ft² 12/F B 1,404 ft² 13/F B 1,479 ft² 14/F B 1,404 ft² 15/F A 1,404 ft² 16/F A 1,404 ft² 16/F B 1,404 ft² 17/F A 1,404 ft² 17/F B 1,404 ft² 18/F A 1,404 ft² 19/F A 1,404 ft² 20/F B 1,404 ft² 21/F A 1,479 ft² 21/F B 1,404 ft² 22/F A 1,404 ft² 22/F B 1,404 ft² 23/F A 1,404 ft² 23/F B 1,404 ft² 24/F A 1,404 ft² 25/F A 1,404 ft² 25/F B 1,404 ft² 26/F B 1,404 ft² 27/F A 1,404 ft² 27/F B 1,404 ft² 28/F A 1,404 ft² 29/F A 1,404 ft² 29/F B 1,404 ft² 30/F A 1,479 ft² 30/F B 1,404 ft² 31/F A 1,404 ft² 31/F B 1,404 ft² 32/F A 1,479 ft² 32/F B 1,479 ft²
Crescira AVM · estimated value ● Medium confidence
HK$28.22M
≈ HK$20,098 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 70% mortgage, the deposit on this unit is about HK$8.47M, with repayments around HK$95,729/mo for the first 5 years.

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Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$90,081
−HK$5,648/mo
▼ 0.25% · 3.875%
HK$92,883
−HK$2,846/mo
Today · 4.125%
HK$95,729
baseline
▲ 0.50% · 4.625%
HK$101,554
+HK$5,825/mo

Deposit HK$8.47M · loan HK$19.75M · min. income ≈ HK$191,458/mo (50% DSR)

Upfront cash ≈ HK$9.66M (deposit + AVD stamp duty HK$1,199,246 · Scale 2, in force from 26 Feb 2026)

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mass Transit Railway Wan Chai Station
≈ 7 min walk · 483 m
Education
24
schools within 1 km (10 within 500 m)
Daily convenience
41
within 1 km (14 within 500 m)
Health
20
hospitals/clinics within 1 km
Recreation
60
parks, libraries, sports within 1 km

Excellent connectivity — about 7 min walk to Mass Transit Railway Wan Chai Station Station.

Family-friendly — 24 schools within a 1 km walk.

Everyday convenience — 41 shopping and daily-needs spots nearby.

Healthcare close by — 20 hospitals/clinics within 1 km.

Green space & leisure — 60 parks, libraries and sports venues nearby.

Location

Unit Information

Floor
22/F
Flat
A
Saleable Area
1,404 Saleable ft²
Gross Area
1,732 ft²
Efficiency
81%
District
Central and Western District · Hong Kong Island
School net (POA)
12

Transaction History

Date Price Gain / loss
2002-12-14 HK$7.20M −40.0%
1997-01-15 HK$12.00M —

Other appraised units in this building

7/F B
1,404 ft²
HK$26.72M
9/F A
1,404 ft²
HK$26.30M
9/F B
1,404 ft²
HK$26.30M
10/F A
1,404 ft²
HK$27.20M
10/F B
1,404 ft²
HK$27.20M
11/F A
1,404 ft²
HK$27.29M
Data sourced from Renavon.com