Skip to content
Crescira AVM · estimated value ● Medium confidence
HK$178.20M
≈ HK$46,468 / ft² saleable · updated 2026-09-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$53.46M, with repayments around HK$604,563/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$568,889
−HK$35,674/mo
▼ 0.25% · 3.875%
HK$586,584
−HK$17,979/mo
Today · 4.125%
HK$604,563
baseline
▲ 0.50% · 4.625%
HK$641,349
+HK$36,786/mo

Deposit HK$53.46M · loan HK$124.74M · min. income ≈ HK$1,209,126/mo (50% DSR)

Upfront cash ≈ HK$65.04M (deposit + AVD stamp duty HK$11,583,210 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
41/F
Flat
A
Saleable Area
3,835 ft²
Gross Area
5,131 ft²
Efficiency
75%
District
Central and Western District · Hong Kong Island
School net (POA)
11

Transaction History

Date Price Gain / loss
2017-12-29 HK$400.00M +33.3%
2016-02-01 HK$299.97M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Sai Ying Pun
≈ 8 min walk · 607 m
Education
51
schools within 1 km (24 within 500 m)
Daily convenience
56
within 1 km (9 within 500 m)
Health
19
hospitals/clinics within 1 km
Recreation
60
parks, libraries, sports within 1 km

Family-friendly — 51 schools within a 1 km walk.

Everyday convenience — 56 shopping and daily-needs spots nearby.

Healthcare close by — 19 hospitals/clinics within 1 km.

Green space & leisure — 60 parks, libraries and sports venues nearby.

Location

Other appraised units in this building