Skip to content
Crescira AVM · estimated value Medium confidence
HK$264.46M
≈ HK$47,771 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$79.34M, with repayments around HK$897,192/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$844,250
−HK$52,942/mo
▼ 0.25% · 3.875%
HK$870,511
−HK$26,681/mo
Today · 4.125%
HK$897,192
baseline
▲ 0.50% · 4.625%
HK$951,784
+HK$54,592/mo

Deposit HK$79.34M · loan HK$185.12M · min. income ≈ HK$1,794,384/mo (50% DSR)

Upfront cash ≈ HK$96.53M (deposit + AVD stamp duty HK$17,189,872 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
46/F
Flat
A
Saleable Area
5,536 ft²
Gross Area
7,740 ft²
Efficiency
72%
District
Central and Western District · Hong Kong Island
School net (POA)
11

Transaction History

Date Price Gain / loss
2016-01-28 HK$594.76M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Sai Ying Pun
≈ 8 min walk · 607 m
Education
50
schools within 1 km (24 within 500 m)
Daily convenience
56
within 1 km (9 within 500 m)
Health
19
hospitals/clinics within 1 km
Recreation
60
parks, libraries, sports within 1 km

Family-friendly — 50 schools within a 1 km walk.

Everyday convenience — 56 shopping and daily-needs spots nearby.

Healthcare close by — 19 hospitals/clinics within 1 km.

Green space & leisure — 60 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com