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Crescira AVM · estimated value ● Medium confidence
HK$90.27M
≈ HK$38,394 / ft² saleable · updated 2026-09-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$27.08M, with repayments around HK$306,230/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$288,160
−HK$18,070/mo
▼ 0.25% · 3.875%
HK$297,123
−HK$9,107/mo
Today · 4.125%
HK$306,230
baseline
▲ 0.50% · 4.625%
HK$324,863
+HK$18,633/mo

Deposit HK$27.08M · loan HK$63.19M · min. income ≈ HK$612,460/mo (50% DSR)

Upfront cash ≈ HK$30.92M (deposit + AVD stamp duty HK$3,836,282 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
27/F
Flat
B
Saleable Area
2,351 ft²
Gross Area
3,284 ft²
Efficiency
72%
District
Central and Western District · Hong Kong Island
School net (POA)
11

Transaction History

Date Price Gain / loss
2014-01-30 HK$126.53M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Sai Ying Pun
≈ 8 min walk · 607 m
Education
51
schools within 1 km (24 within 500 m)
Daily convenience
56
within 1 km (9 within 500 m)
Health
19
hospitals/clinics within 1 km
Recreation
60
parks, libraries, sports within 1 km

Family-friendly — 51 schools within a 1 km walk.

Everyday convenience — 56 shopping and daily-needs spots nearby.

Healthcare close by — 19 hospitals/clinics within 1 km.

Green space & leisure — 60 parks, libraries and sports venues nearby.

Location

Other appraised units in this building