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Crescira AVM · estimated value ● Medium confidence
HK$211.02M
≈ HK$46,552 / ft² saleable · updated 2026-09-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$63.31M, with repayments around HK$715,900/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$673,656
−HK$42,244/mo
▼ 0.25% · 3.875%
HK$694,610
−HK$21,290/mo
Today · 4.125%
HK$715,900
baseline
▲ 0.50% · 4.625%
HK$759,460
+HK$43,560/mo

Deposit HK$63.31M · loan HK$147.71M · min. income ≈ HK$1,431,800/mo (50% DSR)

Upfront cash ≈ HK$77.02M (deposit + AVD stamp duty HK$13,716,380 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
45/F
Flat
B
Saleable Area
4,533 ft²
Gross Area
6,144 ft²
Efficiency
74%
District
Central and Western District · Hong Kong Island
School net (POA)
11

Transaction History

Date Price Gain / loss
2020-01-22 HK$295.00M −24.7%
4.6y
2015-07-17 HK$391.93M −1.3%
2009-11-11 HK$397.00M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Sai Ying Pun
≈ 8 min walk · 607 m
Education
51
schools within 1 km (24 within 500 m)
Daily convenience
56
within 1 km (9 within 500 m)
Health
19
hospitals/clinics within 1 km
Recreation
60
parks, libraries, sports within 1 km

Family-friendly — 51 schools within a 1 km walk.

Everyday convenience — 56 shopping and daily-needs spots nearby.

Healthcare close by — 19 hospitals/clinics within 1 km.

Green space & leisure — 60 parks, libraries and sports venues nearby.

Location

Other appraised units in this building