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Crescira AVM · estimated value Medium confidence
HK$24.84M
≈ HK$23,842 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$7.45M, with repayments around HK$84,282/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$79,309
−HK$4,973/mo
▼ 0.25% · 3.875%
HK$81,776
−HK$2,506/mo
Today · 4.125%
HK$84,282
baseline
▲ 0.50% · 4.625%
HK$89,410
+HK$5,128/mo

Deposit HK$7.45M · loan HK$17.39M · min. income ≈ HK$168,564/mo (50% DSR)

Upfront cash ≈ HK$8.51M (deposit + AVD stamp duty HK$1,055,839 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
16/F
Flat
B
Saleable Area
1,042 ft²
Gross Area
1,398 ft²
Efficiency
75%
District
Central and Western District · Hong Kong Island
School net (POA)
11

Transaction History

Date Price Gain / loss
2011-01-21 HK$21.88M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Sai Ying Pun
≈ 7 min walk · 488 m
Education
53
schools within 1 km (26 within 500 m)
Daily convenience
57
within 1 km (18 within 500 m)
Health
19
hospitals/clinics within 1 km
Recreation
62
parks, libraries, sports within 1 km

Excellent connectivity — about 7 min walk to Sai Ying Pun Station (a rail station within an 8-min walk earns this label).

Family-friendly — 53 schools within a 1 km walk.

Everyday convenience — 57 shopping and daily-needs spots nearby.

Healthcare close by — 19 hospitals/clinics within 1 km.

Green space & leisure — 62 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com