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Crescira AVM · estimated value Medium confidence
HK$22.96M
≈ HK$27,337 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$6.89M, with repayments around HK$77,903/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$73,306
−HK$4,597/mo
▼ 0.25% · 3.875%
HK$75,586
−HK$2,317/mo
Today · 4.125%
HK$77,903
baseline
▲ 0.50% · 4.625%
HK$82,643
+HK$4,740/mo

Deposit HK$6.89M · loan HK$16.07M · min. income ≈ HK$155,806/mo (50% DSR)

Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$975,921 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
30/F
Flat
D
Saleable Area
840 ft²
Gross Area
1,124 ft²
Efficiency
75%
District
Central and Western District · Hong Kong Island
School net (POA)
11

Transaction History

Date Price Gain / loss
2023-01-20 HK$26.00M +42.1%
11.8y
2011-05-06 HK$18.30M +74.3%
2.2y
2009-03-05 HK$10.50M +4.2%
7.2y
2001-12-29 HK$10.08M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Sai Ying Pun
≈ 7 min walk · 488 m
Education
53
schools within 1 km (26 within 500 m)
Daily convenience
57
within 1 km (18 within 500 m)
Health
19
hospitals/clinics within 1 km
Recreation
62
parks, libraries, sports within 1 km

Excellent connectivity — about 7 min walk to Sai Ying Pun Station (a rail station within an 8-min walk earns this label).

Family-friendly — 53 schools within a 1 km walk.

Everyday convenience — 57 shopping and daily-needs spots nearby.

Healthcare close by — 19 hospitals/clinics within 1 km.

Green space & leisure — 62 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com