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Crescira AVM · estimated value ● Medium confidence
HK$26.21M
≈ HK$30,656 / ft² saleable · updated 2026-10-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$7.86M, with repayments around HK$88,921/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$83,674
−HK$5,247/mo
▼ 0.25% · 3.875%
HK$86,277
−HK$2,644/mo
Today · 4.125%
HK$88,921
baseline
▲ 0.50% · 4.625%
HK$94,332
+HK$5,411/mo

Deposit HK$7.86M · loan HK$18.35M · min. income ≈ HK$177,842/mo (50% DSR)

Upfront cash ≈ HK$8.98M (deposit + AVD stamp duty HK$1,113,954 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
43/F
Flat
C
Saleable Area
855 ft²
Gross Area
1,153 ft²
Efficiency
74%
District
Central and Western District · Hong Kong Island
School net (POA)
11

Transaction History

Date Price Gain / loss
2015-10-19 HK$28.66M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Sai Ying Pun
≈ 7 min walk · 488 m
Education
54
schools within 1 km (26 within 500 m)
Daily convenience
57
within 1 km (18 within 500 m)
Health
19
hospitals/clinics within 1 km
Recreation
62
parks, libraries, sports within 1 km

Excellent connectivity — about 7 min walk to Sai Ying Pun Station (a rail station within an 8-min walk earns this label).

Family-friendly — 54 schools within a 1 km walk.

Everyday convenience — 57 shopping and daily-needs spots nearby.

Healthcare close by — 19 hospitals/clinics within 1 km.

Green space & leisure — 62 parks, libraries and sports venues nearby.

Location

Other appraised units in this building