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Crescira AVM · estimated value Medium confidence
HK$26.10M
≈ HK$25,286 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$7.83M, with repayments around HK$88,531/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$83,307
−HK$5,224/mo
▼ 0.25% · 3.875%
HK$85,898
−HK$2,633/mo
Today · 4.125%
HK$88,531
baseline
▲ 0.50% · 4.625%
HK$93,918
+HK$5,387/mo

Deposit HK$7.83M · loan HK$18.27M · min. income ≈ HK$177,062/mo (50% DSR)

Upfront cash ≈ HK$8.94M (deposit + AVD stamp duty HK$1,109,065 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
20/F
Flat
A
Saleable Area
1,032 ft²
Gross Area
1,387 ft²
Efficiency
74%
District
Central and Western District · Hong Kong Island
School net (POA)
11

Transaction History

Date Price Gain / loss
2020-07-16 HK$32.00M +49.5%
4.3y · 12.0%/yr
2016-04-06 HK$21.40M +70.5%
8.6y · 8.0%/yr
2007-09-05 HK$12.55M +25.8%
2001-12-29 HK$9.98M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Sai Ying Pun
≈ 7 min walk · 488 m
Education
53
schools within 1 km (26 within 500 m)
Daily convenience
57
within 1 km (18 within 500 m)
Health
19
hospitals/clinics within 1 km
Recreation
62
parks, libraries, sports within 1 km

Excellent connectivity — about 7 min walk to Sai Ying Pun Station (a rail station within an 8-min walk earns this label).

Family-friendly — 53 schools within a 1 km walk.

Everyday convenience — 57 shopping and daily-needs spots nearby.

Healthcare close by — 19 hospitals/clinics within 1 km.

Green space & leisure — 62 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com