Skip to content
Crescira AVM · estimated value Medium confidence
HK$57.59M
≈ HK$20,051 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$17.28M, with repayments around HK$195,365/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$183,837
−HK$11,528/mo
▼ 0.25% · 3.875%
HK$189,556
−HK$5,809/mo
Today · 4.125%
HK$195,365
baseline
▲ 0.50% · 4.625%
HK$207,253
+HK$11,888/mo

Deposit HK$17.28M · loan HK$40.31M · min. income ≈ HK$390,730/mo (50% DSR)

Upfront cash ≈ HK$19.72M (deposit + AVD stamp duty HK$2,447,433 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
7/F
Flat
25號
Saleable Area
2,872 ft²
Gross Area
3,280 ft²
Efficiency
88%
District
Central and Western District · Hong Kong Island
School net (POA)
11

Transaction History

Date Price Gain / loss
2019-04-18 HK$60.30M +141.2%
12.1y
2007-03-13 HK$25.00M +49.7%
2004-05-07 HK$16.70M +31.0%
2001-11-08 HK$12.75M −29.9%
1997-01-18 HK$18.20M +34.8%
1996-05-31 HK$13.50M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Sheung Wan
≈ 11 min walk · 804 m
Education
39
schools within 1 km (17 within 500 m)
Daily convenience
58
within 1 km (7 within 500 m)
Health
19
hospitals/clinics within 1 km
Recreation
55
parks, libraries, sports within 1 km

Family-friendly — 39 schools within a 1 km walk.

Everyday convenience — 58 shopping and daily-needs spots nearby.

Healthcare close by — 19 hospitals/clinics within 1 km.

Green space & leisure — 55 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com