Skip to content
Crescira AVM · estimated value ● Medium confidence
HK$66.87M
≈ HK$23,283 / ft² saleable · updated 2026-09-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$20.06M, with repayments around HK$226,857/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$213,471
−HK$13,386/mo
▼ 0.25% · 3.875%
HK$220,111
−HK$6,746/mo
Today · 4.125%
HK$226,857
baseline
▲ 0.50% · 4.625%
HK$240,661
+HK$13,804/mo

Deposit HK$20.06M · loan HK$46.81M · min. income ≈ HK$453,714/mo (50% DSR)

Upfront cash ≈ HK$22.90M (deposit + AVD stamp duty HK$2,841,948 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
19/F
Flat
25號
Saleable Area
2,872 ft²
Gross Area
3,280 ft²
Efficiency
88%
District
Central and Western District · Hong Kong Island
School net (POA)
11

Transaction History

Date Price Gain / loss
2012-02-24 HK$45.00M +143.2%
7.2y
2004-12-21 HK$18.50M −21.6%
7.5y
1997-07-08 HK$23.60M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Sheung Wan
≈ 11 min walk · 804 m
Education
39
schools within 1 km (17 within 500 m)
Daily convenience
58
within 1 km (7 within 500 m)
Health
19
hospitals/clinics within 1 km
Recreation
55
parks, libraries, sports within 1 km

Family-friendly — 39 schools within a 1 km walk.

Everyday convenience — 58 shopping and daily-needs spots nearby.

Healthcare close by — 19 hospitals/clinics within 1 km.

Green space & leisure — 55 parks, libraries and sports venues nearby.

Location

Other appraised units in this building