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Crescira AVM · estimated value Medium confidence
HK$66.11M
≈ HK$23,018 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$19.83M, with repayments around HK$224,270/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$211,036
−HK$13,234/mo
▼ 0.25% · 3.875%
HK$217,601
−HK$6,669/mo
Today · 4.125%
HK$224,270
baseline
▲ 0.50% · 4.625%
HK$237,916
+HK$13,646/mo

Deposit HK$19.83M · loan HK$46.27M · min. income ≈ HK$448,540/mo (50% DSR)

Upfront cash ≈ HK$22.64M (deposit + AVD stamp duty HK$2,809,536 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
25/F
Flat
25號
Saleable Area
2,872 ft²
Gross Area
3,444 ft²
Efficiency
83%
District
Central and Western District · Hong Kong Island
School net (POA)
11

Transaction History

Date Price Gain / loss
2020-12-16 HK$65.00M +36.6%
23.1y
1997-10-24 HK$47.58M +318.1%
1997-05-29 HK$11.38M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Sheung Wan
≈ 11 min walk · 804 m
Education
39
schools within 1 km (17 within 500 m)
Daily convenience
58
within 1 km (7 within 500 m)
Health
19
hospitals/clinics within 1 km
Recreation
55
parks, libraries, sports within 1 km

Family-friendly — 39 schools within a 1 km walk.

Everyday convenience — 58 shopping and daily-needs spots nearby.

Healthcare close by — 19 hospitals/clinics within 1 km.

Green space & leisure — 55 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com