Skip to content
Crescira AVM · estimated value ● Medium confidence
HK$56.26M
≈ HK$19,588 / ft² saleable · updated 2026-09-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$16.88M, with repayments around HK$190,853/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$179,592
−HK$11,261/mo
▼ 0.25% · 3.875%
HK$185,178
−HK$5,675/mo
Today · 4.125%
HK$190,853
baseline
▲ 0.50% · 4.625%
HK$202,466
+HK$11,613/mo

Deposit HK$16.88M · loan HK$39.38M · min. income ≈ HK$381,706/mo (50% DSR)

Upfront cash ≈ HK$19.27M (deposit + AVD stamp duty HK$2,390,909 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
6/F
Flat
25號
Saleable Area
2,872 ft²
Gross Area
3,479 ft²
Efficiency
83%
District
Central and Western District · Hong Kong Island
School net (POA)
11

Transaction History

Date Price Gain / loss
2012-11-28 HK$50.00M +110.1%
7.4y
2005-07-12 HK$23.80M +86.7%
4.9y
2000-08-12 HK$12.75M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Sheung Wan
≈ 11 min walk · 804 m
Education
39
schools within 1 km (17 within 500 m)
Daily convenience
58
within 1 km (7 within 500 m)
Health
19
hospitals/clinics within 1 km
Recreation
55
parks, libraries, sports within 1 km

Family-friendly — 39 schools within a 1 km walk.

Everyday convenience — 58 shopping and daily-needs spots nearby.

Healthcare close by — 19 hospitals/clinics within 1 km.

Green space & leisure — 55 parks, libraries and sports venues nearby.

Location

Other appraised units in this building