Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$944K, with repayments around HK$41,171/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$944K · loan HK$8.49M · min. income ≈ HK$82,342/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$313,888 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to Mass Transit Railway Sai Ying Pun Station Station.
Family-friendly — 74 schools within a 1 km walk.
Everyday convenience — 80 shopping and daily-needs spots nearby.
Healthcare close by — 13 hospitals/clinics within 1 km.
Green space & leisure — 82 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 32/F
- Flat
- F
- Saleable Area
- 374 Saleable ft²
- Gross Area
- 496 ft²
- Efficiency
- 75%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-07-03 | HK$8.10M | −8.5% 4.3y · −2.0%/yr |
| 2020-03-12 | HK$8.85M | +0.0% 2.3y · 0.0%/yr |
| 2017-11-15 | HK$8.85M | +24.3% 7.0y · 3.0%/yr |
| 2010-10-29 | HK$7.12M | — |