Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$885K, with repayments around HK$38,595/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$885K · loan HK$7.96M · min. income ≈ HK$77,190/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$265,452 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to Mass Transit Railway Sai Ying Pun Station Station.
Family-friendly — 74 schools within a 1 km walk.
Everyday convenience — 80 shopping and daily-needs spots nearby.
Healthcare close by — 13 hospitals/clinics within 1 km.
Green space & leisure — 82 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 21/F
- Flat
- F
- Saleable Area
- 374 Saleable ft²
- Gross Area
- 496 ft²
- Efficiency
- 75%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-04-25 | HK$8.10M | −10.0% 3.9y · −3.0%/yr |
| 2020-05-05 | HK$9.00M | +27.9% 4.0y · 7.0%/yr |
| 2016-05-10 | HK$7.04M | +4.9% 6.2y · 1.0%/yr |
| 2010-03-05 | HK$6.71M | — |