Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$966K, with repayments around HK$42,120/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$966K · loan HK$8.69M · min. income ≈ HK$84,240/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$335,656 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Sai Ying Pun Station Station.
Family-friendly — 44 schools within a 1 km walk.
Everyday convenience — 45 shopping and daily-needs spots nearby.
Healthcare close by — 19 hospitals/clinics within 1 km.
Green space & leisure — 59 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 46/F
- Flat
- A
- Saleable Area
- 489 Saleable ft²
- Gross Area
- 716 ft²
- Efficiency
- 68%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-06-24 | HK$9.16M | −14.4% 6.6y · −2.0%/yr |
| 2018-11-21 | HK$10.70M | +77.7% 8.2y · 10.0%/yr |
| 2010-09-13 | HK$6.02M | +18.0% |
| 2008-02-29 | HK$5.10M | +37.1% |
| 2005-07-07 | HK$3.72M | +23.2% |
| 2004-01-29 | HK$3.02M | — |