▼ 0.50% · 3.625%
HK$20,729
−HK$1,300/mo
▼ 0.25% · 3.875%
HK$21,373
−HK$656/mo
Today · 4.125%
HK$22,029
baseline
▲ 0.50% · 4.625%
HK$23,369
+HK$1,340/mo
Deposit HK$4.55M · loan HK$4.55M · min. income ≈ HK$44,058/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$279,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,060
−HK$1,246/mo
▼ 0.25% · 3.875%
HK$23,679
−HK$627/mo
Today · 4.125%
HK$24,306
baseline
▲ 0.50% · 4.625%
HK$25,588
+HK$1,282/mo
Deposit HK$4.55M · loan HK$4.55M · min. income ≈ HK$48,612/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$279,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,802
−HK$1,429/mo
▼ 0.25% · 3.875%
HK$23,511
−HK$720/mo
Today · 4.125%
HK$24,231
baseline
▲ 0.50% · 4.625%
HK$25,706
+HK$1,475/mo
Deposit HK$4.09M · loan HK$5.00M · min. income ≈ HK$48,462/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$279,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,367
−HK$1,370/mo
▼ 0.25% · 3.875%
HK$26,047
−HK$690/mo
Today · 4.125%
HK$26,737
baseline
▲ 0.50% · 4.625%
HK$28,146
+HK$1,409/mo
Deposit HK$4.09M · loan HK$5.00M · min. income ≈ HK$53,474/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$279,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,874
−HK$1,560/mo
▼ 0.25% · 3.875%
HK$25,648
−HK$786/mo
Today · 4.125%
HK$26,434
baseline
▲ 0.50% · 4.625%
HK$28,043
+HK$1,609/mo
Deposit HK$3.64M · loan HK$5.45M · min. income ≈ HK$52,868/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$279,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,673
−HK$1,495/mo
▼ 0.25% · 3.875%
HK$28,415
−HK$753/mo
Today · 4.125%
HK$29,168
baseline
▲ 0.50% · 4.625%
HK$30,705
+HK$1,537/mo
Deposit HK$3.64M · loan HK$5.45M · min. income ≈ HK$58,336/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$279,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,947
−HK$1,690/mo
▼ 0.25% · 3.875%
HK$27,786
−HK$851/mo
Today · 4.125%
HK$28,637
baseline
▲ 0.50% · 4.625%
HK$30,380
+HK$1,743/mo
Deposit HK$3.18M · loan HK$5.91M · min. income ≈ HK$57,274/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$279,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,979
−HK$1,619/mo
▼ 0.25% · 3.875%
HK$30,783
−HK$815/mo
Today · 4.125%
HK$31,598
baseline
▲ 0.50% · 4.625%
HK$33,264
+HK$1,666/mo
Deposit HK$3.18M · loan HK$5.91M · min. income ≈ HK$63,196/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$279,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,020
−HK$1,820/mo
▼ 0.25% · 3.875%
HK$29,923
−HK$917/mo
Today · 4.125%
HK$30,840
baseline
▲ 0.50% · 4.625%
HK$32,717
+HK$1,877/mo
Deposit HK$2.73M · loan HK$6.36M · min. income ≈ HK$61,680/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$279,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,285
−HK$1,744/mo
▼ 0.25% · 3.875%
HK$33,151
−HK$878/mo
Today · 4.125%
HK$34,029
baseline
▲ 0.50% · 4.625%
HK$35,823
+HK$1,794/mo
Deposit HK$2.73M · loan HK$6.36M · min. income ≈ HK$68,058/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$279,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,093
−HK$1,950/mo
▼ 0.25% · 3.875%
HK$32,060
−HK$983/mo
Today · 4.125%
HK$33,043
baseline
▲ 0.50% · 4.625%
HK$35,053
+HK$2,010/mo
Deposit HK$2.27M · loan HK$6.82M · min. income ≈ HK$66,086/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$279,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,591
−HK$1,869/mo
▼ 0.25% · 3.875%
HK$35,518
−HK$942/mo
Today · 4.125%
HK$36,460
baseline
▲ 0.50% · 4.625%
HK$38,381
+HK$1,921/mo
Deposit HK$2.27M · loan HK$6.82M · min. income ≈ HK$72,920/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$279,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,166
−HK$2,080/mo
▼ 0.25% · 3.875%
HK$34,198
−HK$1,048/mo
Today · 4.125%
HK$35,246
baseline
▲ 0.50% · 4.625%
HK$37,390
+HK$2,144/mo
Deposit HK$1.82M · loan HK$7.27M · min. income ≈ HK$70,492/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$279,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,897
−HK$1,993/mo
▼ 0.25% · 3.875%
HK$37,886
−HK$1,004/mo
Today · 4.125%
HK$38,890
baseline
▲ 0.50% · 4.625%
HK$40,940
+HK$2,050/mo
Deposit HK$1.82M · loan HK$7.27M · min. income ≈ HK$77,780/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$279,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,239
−HK$2,210/mo
▼ 0.25% · 3.875%
HK$36,335
−HK$1,114/mo
Today · 4.125%
HK$37,449
baseline
▲ 0.50% · 4.625%
HK$39,727
+HK$2,278/mo
Deposit HK$1.36M · loan HK$7.73M · min. income ≈ HK$74,898/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$279,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,203
−HK$2,118/mo
▼ 0.25% · 3.875%
HK$40,254
−HK$1,067/mo
Today · 4.125%
HK$41,321
baseline
▲ 0.50% · 4.625%
HK$43,499
+HK$2,178/mo
Deposit HK$1.36M · loan HK$7.73M · min. income ≈ HK$82,642/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$279,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,312
−HK$2,339/mo
▼ 0.25% · 3.875%
HK$38,472
−HK$1,179/mo
Today · 4.125%
HK$39,651
baseline
▲ 0.50% · 4.625%
HK$42,064
+HK$2,413/mo
Deposit HK$909K · loan HK$8.18M · min. income ≈ HK$79,302/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$279,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,509
−HK$2,242/mo
▼ 0.25% · 3.875%
HK$42,622
−HK$1,129/mo
Today · 4.125%
HK$43,751
baseline
▲ 0.50% · 4.625%
HK$46,058
+HK$2,307/mo
Deposit HK$909K · loan HK$8.18M · min. income ≈ HK$87,502/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$279,052 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).