▼ 0.50% · 3.625%
HK$22,262
−HK$1,396/mo
▼ 0.25% · 3.875%
HK$22,955
−HK$703/mo
Today · 4.125%
HK$23,658
baseline
▲ 0.50% · 4.625%
HK$25,098
+HK$1,440/mo
Deposit HK$4.88M · loan HK$4.88M · min. income ≈ HK$47,316/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$346,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,767
−HK$1,338/mo
▼ 0.25% · 3.875%
HK$25,431
−HK$674/mo
Today · 4.125%
HK$26,105
baseline
▲ 0.50% · 4.625%
HK$27,481
+HK$1,376/mo
Deposit HK$4.88M · loan HK$4.88M · min. income ≈ HK$52,210/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$346,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,489
−HK$1,535/mo
▼ 0.25% · 3.875%
HK$25,250
−HK$774/mo
Today · 4.125%
HK$26,024
baseline
▲ 0.50% · 4.625%
HK$27,608
+HK$1,584/mo
Deposit HK$4.39M · loan HK$5.37M · min. income ≈ HK$52,048/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$346,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,243
−HK$1,472/mo
▼ 0.25% · 3.875%
HK$27,974
−HK$741/mo
Today · 4.125%
HK$28,715
baseline
▲ 0.50% · 4.625%
HK$30,229
+HK$1,514/mo
Deposit HK$4.39M · loan HK$5.37M · min. income ≈ HK$57,430/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$346,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,715
−HK$1,675/mo
▼ 0.25% · 3.875%
HK$27,546
−HK$844/mo
Today · 4.125%
HK$28,390
baseline
▲ 0.50% · 4.625%
HK$30,118
+HK$1,728/mo
Deposit HK$3.91M · loan HK$5.86M · min. income ≈ HK$56,780/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$346,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,720
−HK$1,606/mo
▼ 0.25% · 3.875%
HK$30,517
−HK$809/mo
Today · 4.125%
HK$31,326
baseline
▲ 0.50% · 4.625%
HK$32,977
+HK$1,651/mo
Deposit HK$3.91M · loan HK$5.86M · min. income ≈ HK$62,652/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$346,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,941
−HK$1,815/mo
▼ 0.25% · 3.875%
HK$29,841
−HK$915/mo
Today · 4.125%
HK$30,756
baseline
▲ 0.50% · 4.625%
HK$32,627
+HK$1,871/mo
Deposit HK$3.42M · loan HK$6.35M · min. income ≈ HK$61,512/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$346,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,197
−HK$1,739/mo
▼ 0.25% · 3.875%
HK$33,060
−HK$876/mo
Today · 4.125%
HK$33,936
baseline
▲ 0.50% · 4.625%
HK$35,725
+HK$1,789/mo
Deposit HK$3.42M · loan HK$6.35M · min. income ≈ HK$67,872/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$346,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,167
−HK$1,955/mo
▼ 0.25% · 3.875%
HK$32,137
−HK$985/mo
Today · 4.125%
HK$33,122
baseline
▲ 0.50% · 4.625%
HK$35,137
+HK$2,015/mo
Deposit HK$2.93M · loan HK$6.83M · min. income ≈ HK$66,244/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$346,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,673
−HK$1,874/mo
▼ 0.25% · 3.875%
HK$35,603
−HK$944/mo
Today · 4.125%
HK$36,547
baseline
▲ 0.50% · 4.625%
HK$38,473
+HK$1,926/mo
Deposit HK$2.93M · loan HK$6.83M · min. income ≈ HK$73,094/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$346,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,394
−HK$2,094/mo
▼ 0.25% · 3.875%
HK$34,432
−HK$1,056/mo
Today · 4.125%
HK$35,488
baseline
▲ 0.50% · 4.625%
HK$37,647
+HK$2,159/mo
Deposit HK$2.44M · loan HK$7.32M · min. income ≈ HK$70,976/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$346,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,150
−HK$2,007/mo
▼ 0.25% · 3.875%
HK$38,146
−HK$1,011/mo
Today · 4.125%
HK$39,157
baseline
▲ 0.50% · 4.625%
HK$41,221
+HK$2,064/mo
Deposit HK$2.44M · loan HK$7.32M · min. income ≈ HK$78,314/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$346,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,620
−HK$2,233/mo
▼ 0.25% · 3.875%
HK$36,728
−HK$1,125/mo
Today · 4.125%
HK$37,853
baseline
▲ 0.50% · 4.625%
HK$40,157
+HK$2,304/mo
Deposit HK$1.95M · loan HK$7.81M · min. income ≈ HK$75,706/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$346,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,627
−HK$2,141/mo
▼ 0.25% · 3.875%
HK$40,689
−HK$1,079/mo
Today · 4.125%
HK$41,768
baseline
▲ 0.50% · 4.625%
HK$43,969
+HK$2,201/mo
Deposit HK$1.95M · loan HK$7.81M · min. income ≈ HK$83,536/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$346,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,846
−HK$2,373/mo
▼ 0.25% · 3.875%
HK$39,023
−HK$1,196/mo
Today · 4.125%
HK$40,219
baseline
▲ 0.50% · 4.625%
HK$42,666
+HK$2,447/mo
Deposit HK$1.46M · loan HK$8.30M · min. income ≈ HK$80,438/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$346,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,103
−HK$2,275/mo
▼ 0.25% · 3.875%
HK$43,232
−HK$1,146/mo
Today · 4.125%
HK$44,378
baseline
▲ 0.50% · 4.625%
HK$46,717
+HK$2,339/mo
Deposit HK$1.46M · loan HK$8.30M · min. income ≈ HK$88,756/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$346,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,072
−HK$2,513/mo
▼ 0.25% · 3.875%
HK$41,319
−HK$1,266/mo
Today · 4.125%
HK$42,585
baseline
▲ 0.50% · 4.625%
HK$45,176
+HK$2,591/mo
Deposit HK$976K · loan HK$8.79M · min. income ≈ HK$85,170/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$346,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,580
−HK$2,408/mo
▼ 0.25% · 3.875%
HK$45,776
−HK$1,212/mo
Today · 4.125%
HK$46,988
baseline
▲ 0.50% · 4.625%
HK$49,465
+HK$2,477/mo
Deposit HK$976K · loan HK$8.79M · min. income ≈ HK$93,976/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$346,309 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).