▼ 0.50% · 3.625%
HK$22,234
−HK$1,394/mo
▼ 0.25% · 3.875%
HK$22,926
−HK$702/mo
Today · 4.125%
HK$23,628
baseline
▲ 0.50% · 4.625%
HK$25,066
+HK$1,438/mo
Deposit HK$4.88M · loan HK$4.88M · min. income ≈ HK$47,256/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$345,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,735
−HK$1,337/mo
▼ 0.25% · 3.875%
HK$25,399
−HK$673/mo
Today · 4.125%
HK$26,072
baseline
▲ 0.50% · 4.625%
HK$27,446
+HK$1,374/mo
Deposit HK$4.88M · loan HK$4.88M · min. income ≈ HK$52,144/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$345,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,458
−HK$1,533/mo
▼ 0.25% · 3.875%
HK$25,218
−HK$773/mo
Today · 4.125%
HK$25,991
baseline
▲ 0.50% · 4.625%
HK$27,573
+HK$1,582/mo
Deposit HK$4.39M · loan HK$5.36M · min. income ≈ HK$51,982/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$345,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,209
−HK$1,470/mo
▼ 0.25% · 3.875%
HK$27,938
−HK$741/mo
Today · 4.125%
HK$28,679
baseline
▲ 0.50% · 4.625%
HK$30,190
+HK$1,511/mo
Deposit HK$4.39M · loan HK$5.36M · min. income ≈ HK$57,358/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$345,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,681
−HK$1,673/mo
▼ 0.25% · 3.875%
HK$27,511
−HK$843/mo
Today · 4.125%
HK$28,354
baseline
▲ 0.50% · 4.625%
HK$30,079
+HK$1,725/mo
Deposit HK$3.90M · loan HK$5.85M · min. income ≈ HK$56,708/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$345,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,682
−HK$1,604/mo
▼ 0.25% · 3.875%
HK$30,478
−HK$808/mo
Today · 4.125%
HK$31,286
baseline
▲ 0.50% · 4.625%
HK$32,935
+HK$1,649/mo
Deposit HK$3.90M · loan HK$5.85M · min. income ≈ HK$62,572/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$345,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,904
−HK$1,813/mo
▼ 0.25% · 3.875%
HK$29,803
−HK$914/mo
Today · 4.125%
HK$30,717
baseline
▲ 0.50% · 4.625%
HK$32,586
+HK$1,869/mo
Deposit HK$3.41M · loan HK$6.34M · min. income ≈ HK$61,434/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$345,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,156
−HK$1,737/mo
▼ 0.25% · 3.875%
HK$33,018
−HK$875/mo
Today · 4.125%
HK$33,893
baseline
▲ 0.50% · 4.625%
HK$35,680
+HK$1,787/mo
Deposit HK$3.41M · loan HK$6.34M · min. income ≈ HK$67,786/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$345,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,128
−HK$1,952/mo
▼ 0.25% · 3.875%
HK$32,096
−HK$984/mo
Today · 4.125%
HK$33,080
baseline
▲ 0.50% · 4.625%
HK$35,093
+HK$2,013/mo
Deposit HK$2.93M · loan HK$6.83M · min. income ≈ HK$66,160/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$345,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,629
−HK$1,871/mo
▼ 0.25% · 3.875%
HK$35,558
−HK$942/mo
Today · 4.125%
HK$36,500
baseline
▲ 0.50% · 4.625%
HK$38,424
+HK$1,924/mo
Deposit HK$2.93M · loan HK$6.83M · min. income ≈ HK$73,000/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$345,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,351
−HK$2,092/mo
▼ 0.25% · 3.875%
HK$34,389
−HK$1,054/mo
Today · 4.125%
HK$35,443
baseline
▲ 0.50% · 4.625%
HK$37,599
+HK$2,156/mo
Deposit HK$2.44M · loan HK$7.31M · min. income ≈ HK$70,886/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$345,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,103
−HK$2,004/mo
▼ 0.25% · 3.875%
HK$38,098
−HK$1,009/mo
Today · 4.125%
HK$39,107
baseline
▲ 0.50% · 4.625%
HK$41,169
+HK$2,062/mo
Deposit HK$2.44M · loan HK$7.31M · min. income ≈ HK$78,214/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$345,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,575
−HK$2,230/mo
▼ 0.25% · 3.875%
HK$36,681
−HK$1,124/mo
Today · 4.125%
HK$37,805
baseline
▲ 0.50% · 4.625%
HK$40,106
+HK$2,301/mo
Deposit HK$1.95M · loan HK$7.80M · min. income ≈ HK$75,610/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$345,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,576
−HK$2,139/mo
▼ 0.25% · 3.875%
HK$40,638
−HK$1,077/mo
Today · 4.125%
HK$41,715
baseline
▲ 0.50% · 4.625%
HK$43,913
+HK$2,198/mo
Deposit HK$1.95M · loan HK$7.80M · min. income ≈ HK$83,430/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$345,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,798
−HK$2,370/mo
▼ 0.25% · 3.875%
HK$38,974
−HK$1,194/mo
Today · 4.125%
HK$40,168
baseline
▲ 0.50% · 4.625%
HK$42,612
+HK$2,444/mo
Deposit HK$1.46M · loan HK$8.29M · min. income ≈ HK$80,336/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$345,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,050
−HK$2,272/mo
▼ 0.25% · 3.875%
HK$43,178
−HK$1,144/mo
Today · 4.125%
HK$44,322
baseline
▲ 0.50% · 4.625%
HK$46,658
+HK$2,336/mo
Deposit HK$1.46M · loan HK$8.29M · min. income ≈ HK$88,644/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$345,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,021
−HK$2,510/mo
▼ 0.25% · 3.875%
HK$41,266
−HK$1,265/mo
Today · 4.125%
HK$42,531
baseline
▲ 0.50% · 4.625%
HK$45,119
+HK$2,588/mo
Deposit HK$975K · loan HK$8.78M · min. income ≈ HK$85,062/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$345,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,523
−HK$2,406/mo
▼ 0.25% · 3.875%
HK$45,718
−HK$1,211/mo
Today · 4.125%
HK$46,929
baseline
▲ 0.50% · 4.625%
HK$49,403
+HK$2,474/mo
Deposit HK$975K · loan HK$8.78M · min. income ≈ HK$93,858/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$345,072 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).